Playing with the escrow balance and asking for more money is one of many games the "servicers" play in the Great Securitization game. Relentlessness in challenging (1) the authority of the company pretending to be a servicer and (2) their rendition of the escrow balance and reconciliation of their request for more money is how you eliminate the fake shortgage…[...]

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Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Charles Marshall, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays Host attorney Charles Marshall will address on today's Show anticipated 2021 trends in foreclosure nationwide, through the lens of the now "new normal" of an interlay of Covid-19 restrictions micromanaging all aspects of human life. Whatever one thinks…[...]

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see Page v. Deutsche Bank Tr. Kudos to Nicole R. Moskowitz of Neustein Law Group, P.A., Aventura, Florida, for Petitioner William L. Grimsley and Kimberly Held Israel, Jacksonville, Florida, Daniel Alvarado, Elia Alvarado, South Florida Defense Group, Bowin Law Group, Michael Jay Wrubel, P.A., Jonathan Kline, P.A. "The certified conflict issue in this case is whether a unilateral attorney's fee…[...]

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Legal support for fighting wrongful foreclosure The Mystery of Cynthia Riley’s Stamp Nearly two-thirds of Washington Mutual promissory notes in foreclosure contain an endorsement stamp from former VP Cynthia Riley. The problem? Riley left Washington Mutual in November 2006. Almost half of the Washington Mutual loans currently in foreclosure were originated after she left. Yet her endorsement appears on countless notes. This raised a major red…[...]

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The progression from LaSalle Bank to Bank of America to US Bank is highly suspect. While it is true that there was a merger between Bank of America and LaSalle bank, It is equally true that the merger was preceded by a reverse merger between LaSalle Bank and ABN AMRO. And there is nothing in the public record to tell…[...]

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Hat tip to Summer Chic There are many ways this fraudulent conduct can be stopped or modified. One of them is for taxing authorities to take notice that most of the money generated from the scheme was never reported as income resulting in astronomical underpyments of income tax, transfer taxes, recording fees, etc. Sales of securities were dressed up as…[...]

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THE COMING WAVE OF FORECLOSURES: ARE YOU READY? Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays Each payment made by the homeowner to a self-proclaimed servicer is being collected by a third-party vendor, probably under the control of Black Knight. That money is not going to…[...]

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Homeowners win because there is no legal claim against them. But they will lose every time if they fail to establish the inability or unwillingness of the foreclosure mill to come up with concrete evidence that there is, in fact, a loan receivable entry on the accounting ledgers of the claimant and that it got there by virtue of a…[...]

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The challenge to homeowners and attorneys who represent homeowners in foreclosure proceedings, is to see the written documents not as presumptively true, but rather as presumptive lie. It is true that the corut will look at documents that appear to be facially valid and then apply legal presumptions based upon the facial validity of the document. But that only happens…[...]

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For the last 20 years nearly everyone has had it wrong about the legal, moral, and ethical position of investors and homeowners. It is time to get it right. The economy and the world of finance will remain on thin ice until we get back to basics. The only things holding us up right now are two things: artificially depressed interest…[...]

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