Let them know what you think!!! The new suit is about charging illegal fees. But if the attorney generals of each state want real leverage they need only demand discovery responses to one simple question: Name the Creditor Who Authorized You to Act as Agent, Servicer, or Power of Attorney. Ocwen doesn't have any money to pay fines, penalties and…[...]

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Posted in Uncategorized |

 Sec.gov is basically used by foreclosure mill lawyers as an ftp site on which documents are stored rather than registered or reviewed for facial validity. But they use it to mislead the court into believing that the document is a public record document when it clearly is not. A favorite tactic of foreclosure mills for the last 12 years has…[...]

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Investors who sued based upon "bad underwriting" have received settlements. Homeowners who sue based upon "bad underwriting" are given the boot. Either they are told they cannot sue proactively or they are defeated later because the trial judge thinks the homeowner is merely trying to improperly, immorally, and unethically get out of a perfectly valid debt by weaponizing legal technicalities…[...]

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see https://www.bellinghamherald.com/news/business/article248795490.html Anyone asking for an upfront fee who is not a lawyer or other licensed professional is probably practicing law without a license and more likely than not making promises they have no way of keeping. They are telling people what they want to hear and then taking money they can't possibly earn.[...]

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One place where securitization players and foreclosure players don't lie is in reports that are formally filed with the SEC. So in my research, I found a document in which Ocwen describes itself and which is subject to judicial notice because it is a government document downloaded from the Sec.gov website. The filing of 8k and other reports required by…[...]

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Tags: BOA, Chase, HomeEq, judicial notice, Litton, Ocwen, Saxon, Servicer advances
Posted in Corruption, Fabrication of documents, securities fraud, Servicer |

Thursdays LIVE! Click into the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260, 3PM Pacific, 6pm Eastern Thursdays Today on the Show Bill Paatalo will break down the latest strategies by Chase Bank to manipulate the legal process through name-selection shenanigans. Charles Marshall will break down the latest on Covid, as well as…[...]

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The main obstacle to homeowner success in the courtroom is the asymmetry of information causing the homeowner to believe that they were part of a loan transaction instead of merely being compensated for a concealed business plan that was completely reliant on the homeowner's unknowing cooperation. The homeowner did not receive this information for two reasons. First, no reasonable person…[...]

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The new president is facing incoming fire from all directions. If he does not extend the moratorium on foreclosures and evictions, hundreds of thousands of people are going to be homeless. But the extension does not come without costs. https://www.marketplace.org/2021/01/25/biden-acts-on-evictions-foreclosures-but-long-term-housing-crisis-looms/ See also https://www.prnewswire.com/news-releases/black-knights-first-look-2020-ends-with-1-7-million-more-seriously-delinquent-homeowners-than-at-start-of-year-foreclosures-at-record-low-301211915.html * As you have seen on these pages, I am quite confident that none of the scheduled…[...]

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Tags: CFPB, CFPB Complaint, DVL, fake securitization chain, FDCPA, Foreclosure moratorium, QWR, UCC 9-203
Posted in foreclosure mill, Modification |

"Because corporations and their lawyers know most consumers don’t have the time or wherewithal to study their new terms, which can stretch to 20,000 words — about the length of Shakespeare’s “Julius Caesar” — they stuff them with opaque provisions and lengthy legalistic explanations meant to confuse or obfuscate. Understanding a typical company’s terms, according to one study, requires 14…[...]

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Thursdays LIVE! Click into the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6 pm Eastern Thursdays SHARE THIS POST WITH LAWYERS YOU KNOW!!! This show is devoted to convincing the lawyers who will listen that they are missing out on something very profitable and important. Representing homeowners faced with foreclosure papers can and…[...]

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Posted in foreclosure mill, Modification, securities fraud |