"ALL OF THESE FORECLOSURES ARE TAINTED BY THE PROBABILITY THAT EVERYONE HAS RECEIVED PAYMENT BUT THEY ARE TRYING TO GET THE PROPERTY TOO AS WINDFALL TO ONE OR MORE OF THESE FRAUDULENT PLAYERS. THE BORROWER IS LEFT HOLDING THE BAG WHILE EVERYONE ELSE GETS PAID OR BAILED OUT." see https://livinglies.me/2008/09/11/foreclosure-defense-records-frequently-dont-exist-until-required-in-litigation/ The ONLY thing I had wrong was that there was…[...]

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Wall Street banks can't control everything. As the old adage goes "You can fool some of the people some of the time and maybe some of the people all of the time. But you can never fool all of the people all of the time." In a global economy, nothing happens in a vacuum. Although Wall Street has been able…[...]

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Thanks for sending in your registration form. But if you don't give us the correct email address you will never receive a response. Here was my answer to your chat question: I do have the names of some handwriting experts that have been used in the past. But I must warn you that the opinion of a handwriting expert must…[...]

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Millions of Americans have received notices of delinquency that threaten foreclosure or eviction. Current estimates are that 1/3 of them will end up subject to foreclosure or eviction proceedings. For homeowners, this is an opportunity to fight back. The current COVID19 relief bill will do nothing to enable people to bring their "accounts" current -- it is simply too little…[...]

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In the next wave of foreclosures coming in 2021, we can stop them if we can simply require an allegation from claimants that they own the underlyign obligation. After that the homeowner can ask for proof of that assertion. If there is no proof, then the claim fails. Knowing that, the would be foreclosers would have to find another way…[...]

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I am writing a template petition for filing in the Supreme Court of each state to change the rules and the preapproved form pleadings. The one glaring omission (because it was never necessary before) is to allege and prove loss. Folks, I am doing this work on my own and I need help from you to get this done without…[...]

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Thursdays LIVE! Click into the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260, 6pm Eastern Thursdays Foreclosure litigants need to return to First Principles in the Coming year 2021. What better way than to see Neil's latest Blog post explaining how even admitting you have a mortgage loan when it is securitized, particularly…[...]

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The plain truth is that homeowners are losing their cases through assymetry of information. They think they understand when they do not have a clue. They are admitting the obvious, which turns out to wholly untrue. In so doing they give the court no choice but to enter judgment aganst them.  ApplicationForLoanProcessAndFundingOfServiceFees I am experimenting with new ways to present…[...]

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Posted in discovery, evidence, expert witness, Fabrication of documents, foreclosure mill, legal standing |

ALL EXISTING LAW AGREES WITH MY MAIN POINT: There is no basis for claiming you are a creditor unless you own the debt or represent someone who owns the debt. Since 2000 and maybe before that we have abandoned real creditors and steadily transformed administration, collection, and enforcement of alleged debts to include virtual creditors who neither own the debt…[...]

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Posted in Corruption, discovery, evidence, Fabrication of documents, foreclosure defenses, Pleading, Servicer |

WHAT ABOUT ALL THE OTHER LEHMAN DEALS WHERE CHASE CLAIMED OWNERSHIP AND STOLE PROPERTY FROM HOMEOWNERS? Neither Chase nor anyone else actually has a claim or a case against the homeowner if the premise is that either Chase or some other named "trustee" owns the loan through the magical process of "securitization". The fact that securities were issued is not…[...]

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Tags: affidavit, hearsay rule
Posted in Corruption, evidence, foreclosure mill, Motions |