If you are not going to follow up on complaints to your attorney general or the CFPB, then you shouldn't have filed the complaint in the first place. If you are not going to follow up on demand for discovery, don't bother filing them. The simple truth is that they never answer the question. They simply use the opportunity to…[...]

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Posted in Corruption, discovery, evidence, Fabrication of documents, foreclosure defenses, Pleading, Servicer |

I'm not one for bragging or testimonials but occasionally I think it is helpful to encourage people to fight foreclosures and evictions based on foreclosures. I have thousands of cases like this but most people refuse to believe it --- including lawyers and judges --- mainly because the field of investment banking is so complex and sophisticated that it is…[...]

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IN JUST A FEW WEEKS, A NEW TIDAL WAVE OF FORECLOSURES AND EVICTIONS WILL BEGIN. HOMEOWNERS AND RENTERS DO HAVE DEFENSES, BUT THEY ARE UNAWARE OF HOW TO USE THEM. THIS LEAVES THEM OPEN TO FRAUD --- victims of both predatory investment banks and predatory entrepreneurs. Here is a simple rule of thumb --- if it isn't a lawyer directly…[...]

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Please Donate to Support Neil Garfield’s Efforts to stop Foreclosure Fraud.   You don’t need to believe me. You don’t need proof that what I am saying is true. You have every right in every court to file demands for discovery relating to the existence and ownership of the debt. Ask any lawyer or any judge. They will affirm this…[...]

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Posted in Corruption, Eviction, evidence, Fabrication of documents, foreclosure defenses, legal standing, Pleading, Servicer |

Thursdays LIVE! Click into the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260 Thursdays   Host Charles Marshall returns with Bill Paatalo to discuss among other matters how the Federal CARE Act will expire at the end of this year. It protected millions of mortgage loans from imminent foreclosure due to COVID-19 related…[...]

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We now have an opportunity to attack the most absurd of the decisions on 2 grounds, to wit: The first is that the decisions are wrong based upon existing judicial doctrine, statutory law, and court precedent. The second is that the decisions are wrong because the justification for bending the law is also wrong.   Please Donate to Support Neil…[...]

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Tags: securitization
Posted in Corruption, foreclosure defenses, legal standing, Pleading, Servicer |

Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays Follow voice instructions when you dial in or connect via computer. You will be recognized in the order of your questions. * In 49 days, most moratoriums on foreclosures will expire, unless they are extended. That means that…[...]

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I have spent the last six months drafting, re-drafting, editing, researching and investigating the basis for filing a brief as a friend of the court. * The basis for an amicus curiae brief is the anticipated willingness of the receiving court to admit that there are factors involved about which the judge or panel lacks adequate knowledge or understanding. The…[...]

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Posted in discovery, evidence, foreclosure defenses, legal standing, Pleading |

The worst part is that most homeowners will not even realize that it is a securities brokerage firm that is foreclosing without any right to do so and who probably owes the homeowner money --- not the other way around. You can do your own Google search. What you will discover is that local papers are documenting a substantial rise…[...]

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SHOW ME THE LEDGER! NO, NOT THE ONE FROM THE SELF PROCLAIMED SERVICER. SHOW ME THE ONE FROM THE COMPANY CLAIMING THEY PAID VALUE FOR THE DEBT. I have been beating around the bush too long. In my opinion, rejection of a claim for foreclosure from securitization players is not the equivalent of any windfall for any homeowner. It is…[...]

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Posted in Corruption, discovery, Eviction, evidence, Fabrication of documents, legal standing, securities fraud, Servicer |