"the servicer is in exactly the same position as the supposed attorney. It has no operative relationship with the named plaintiff because the named plaintiff has no claim." see https://chicagoagentmagazine.com/2020/09/08/corelogic-foreclosures-could-double-by-2022/ The most common mistake I make in litigation --- and I think this is true for all trial lawyers --- is assuming something to be true that is so basic…[...]

Continue Reading

Posted in Uncategorized |

Thursdays LIVE! Click in to the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260, 6pm Eastern Thursdays BECAUSE I SAID SO! CASE CLOSED? The whole point of the hearsay rule is to prevent the jury or judge from relying on untested evidence. Any statement made out of court is not admissible in evidence unless…[...]

Continue Reading

Posted in Uncategorized |

Why would anyone in their right mind want to loan money when AT BEST the future is uncertain and at worst we are just waiting for the effects of an economic crash? There is only one possible answer in a capitalist economy --- loans are not the end result. Whoever is "loaning" money is making money regardless of how much…[...]

Continue Reading

Posted in Uncategorized |

The condition precedent to enforcement of a mortgage is payment of value for the underlying debt. Homeowners have not and do not waive that provision. Allowing the foreclosure to proceed is rubber stamping a Ponzi scheme.  see I Study Corporate Welfare. Even I Was Shocked by This Cronyism.https://www.nytimes.com/2020/09/04/opinion/pefco-export-import-bank.html?referringSource=articleShare One more example of how the major banks are able to generate revenue without…[...]

Continue Reading

Posted in Uncategorized |

BE CAREFUL WHAT YOU ADMIT!!! Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays You received a loan, didn’t you? You didn’t pay, did you? You signed the note, didn’t you? You signed the mortgage didn’t you? Tonight's show is all about why all of those questions…[...]

Continue Reading

Posted in Uncategorized |

This is simple logic. If illegal processing fees were greedily added to the "loan accounts" falsely asserted to exist, then the amount demanded from "borrowers" was incorrect. That would make the statements sent to borrowers part of a fraudulent scheme through US Mails which would be mail fraud. And it would make the notices of delinquency and notice of default…[...]

Continue Reading

Tags: Ocwen, PHH, servicer
Posted in Corruption, discovery, Fabrication of documents, foreclosure defenses, securities fraud, Servicer |

see https://www.cnn.com/2020/08/27/success/freddie-fannie-foreclosure-eviction-moratorium-extended/index.html There was time that mainstream reporting was investigating whether the loans were valid and whether their enforcement was valid. Published news reports, court decisions and massive settlements all pointed to huge inconsistencies between the positions that investment banks took with the investors, the courts and with borrowers. Millions of documents were fabricated for purposes of enforcement of a…[...]

Continue Reading

Posted in Uncategorized |

https://www.fool.com/the-ascent/mortgages/articles/how-spot-foreclosure-scam/ Anyone who suggests that you don't hire an investigator or don't hire a lawyer is trying to fool you on the facts or the law. RED Flags You are guaranteed a halt to the foreclosure process or a loan modification, regardless of your circumstances.You are told not to contact your lender, a housing counselor, or an attorney. You are asked to…[...]

Continue Reading

Posted in Uncategorized |

As most people who have litigated in cases where Wilmington trust ids named it is a front or curtain behind which multiple players hide while they play games making the terrain as difficult as possible to navigate. That is to say, there is no claimant and there is no debt and nobody takes responsibility or admits to anything and disclaims…[...]

Continue Reading

Posted in Uncategorized |

Thursdays LIVE! Click in to the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260, 6pm Eastern Thursdays See Bill Paatalo's Blog post of August 21 re how the Lehman Brothers BK of 2014 served as conduit for enabling Bill himself to do a deep-dive analysis of a database of almost 100,000 loans spread over…[...]

Continue Reading

Posted in Uncategorized |