see https://www.forbes.com/pictures/efik45ekdjl/10-qwest-communications-2/#775bab806de4 ANSWERS: They are all based upon making S--T up out of thin air and then piling multiple layers of lies on the dung heap they labeled as "value."With the exception of Lehman, the list does not include the largest frauds leading up to the 2008-2009 economic crash. In each case government regulators stepped back and let the "free…[...]

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Recently I received a series of emails from someone I highly respect for her persistence and accuracy of research on securitization. She is fighting her own case. And she believes that all the rulings against her are the result of some deep state conspiracy between the banks and the courts. I understand. It certainly must appear that way to pro…[...]

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"...the question becomes less about why the homeowner should get a free house and more about whether a free house is enough compensation for the unknown risks assumed by borrowers and for their role in starting each securitization process. " I have a client who sent me a long copy of a report generated that supposedly recounted all data entries relative…[...]

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see https://livinglies.me/2020/09/18/free-30-minute-consult-to-the-first-person-who-can-answer-the-question-correctly/ James got it exactly right not only on the content but also the style. By creating the illusion of a "before" and "after", the banks have constructed a scenario where our minds tend to fill in the gap with a real transaction --- when there wasn't any such transaction. James please write to me at neilfgarfieldesq@gmail.com to set…[...]

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Paul Volcker, former Fed Chairman said these derivative instruments would destroy us. We persist in allowing them to exist, to be created, traded, sold and misrepresented as deriving their value from a loan, debt, note or mortgage. And now, after more than 20 years of development of this scheme, the government is too afraid to "tinker" with the "securitization infrastructure"…[...]

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Would you entrust all your money to some thinly capitalized company who wanted total control over all your assets? No you wouldn't and neither does any bank in an industry that virtually define security and control. So when I received a recent email regarding a "Power of Attorney" (POA) purportedly executed by Argent/Ameriquest to another company proclaiming itself to be…[...]

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Tags: discovery, POA, Pooling and Servicing Agreement, Power of Attorney, PSA
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What is missing from this diagram? https://www.situsamc.com/residential-real-estate-solutions[...]

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Thursdays LIVE! Click in to the  Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays The system has been caught flat-footed by the banks' strategy of weaponizing the court process to prove a nonexistent claim. Homeowners and many lawyers throw up their hands claiming that the banks are just too strong. But the banks…[...]

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While I have come under heavy fire, it has generally been by uninformed paid trolls on the internet. Nothing bad actually happened to me. That might be because of my relatively high profile. But if you look at the landscape of foreclosure defense attorneys that were highly successful, you will find that most of them have been subject to some…[...]

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The problem with court decisions like Am. Fid. Assurance Co. v. Bank of N.Y. Mellon, No. 18-6210 (10th Cir. July 7, 2020) is the same as with most decisions, to wit: They are assuming that there was an actual sale of loans to the trust. In fact, other than some data entry at the desk of a trader for the manager of collateralized…[...]

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