Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays For 20 years homeowners have been losing their homes based upon the deep seated belief that despite all the fraud, fabrications and even perjury, somehow the foreclosures are giving money back to people who paid for transactions that…[...]

Continue Reading

Posted in Uncategorized |

Use your head. If anyone promises you a result or guarantees a result they are lying. If the solution being pitched to you is "just do this," forget it. If it is too good to be true then it isn't true. If the scheme was that good, the banks would have already lost everything. If someone says they are licensed…[...]

Continue Reading

Posted in Uncategorized |

The fact that the foreclosure players know --- or even witnessed --- the fact that you refused to make any further payments makes them a witness, not a claimant.  * The investment banks say they are not liable as lenders for noncompliance with lending laws. OK. A good lawyer can make a powerful argument for estoppel --- the investment banks…[...]

Continue Reading

Tags: single transaction doctrine, step transaction doctrine
Posted in discovery, Eviction, foreclosure defenses, foreclosure mill, legal standing, Motions, Pleading, securities fraud |

GO to this link and submit your comment. Feel free to cut and paste mine. https://files.consumerfinance.gov/f/documents/cfpb_rfi_taskforce-on-federal-consumer-financial-law.pdf Consumer Finance is driven by false claims of “securitization.” Consumers are lured into damaging transactions. And false claims for enforcement are filed daily on behalf of unidentified “holders” of unidentified “certificates” that neither convey nor even allow any knowledge nor any right, title or…[...]

Continue Reading

Posted in Uncategorized |

STOP ADMITTING THINGS YOU KNOW NOTHING ABOUT. STOP USING WORDS YOU KNOW NOTHING ABOUT. * OK so let's address that. It is quite natural to think that in ordinary circumstances that a loan was made and therefore some amount of money is due to somebody. So how do we address that natural bias? Allow me to play with that here.…[...]

Continue Reading

Posted in Corruption, evidence, Fabrication of documents, foreclosure defenses, Pleading, Servicer |

Ron DeSantis, governor of Florida has issued a moratorium on foreclosures. He was acting on behalf of the investment banks that funded his campaign. If they re-start foreclosures on their own they come under attack. But if  the Governor has projected a start date then they are "only following the law." Another example of smoke and mirrors. In Florida the…[...]

Continue Reading

Posted in Uncategorized |

see https://www.natlawreview.com/article/cares-act-consumer-bankruptcy-and-mortgage-servicing-what-to-know-and-potential The CARES Act, Consumer Bankruptcy, and Mortgage Servicing: What to Know and Potential Pitfalls Thursday, April 9, 2020 Enacted March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) places short-term obligations and restrictions on lenders and servicers of federally backed loans. As part of these limitations due to Coronavirus Disease 2019 (COVID-19), lenders and…[...]

Continue Reading

Posted in Uncategorized |

The first notice is the hook to your self-destruction.  The simple answer is that the trust exists nowhere except as a fiction created by word salad in the name of the claimant. I thought that this was self evident, But based upon some recent questions people are still confused about this. When you receive correspondence or a notice from Ocwen…[...]

Continue Reading

Posted in Uncategorized |

Thursdays LIVE! Click in to the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260, 6pm Eastern Thursdays   The 2008 crash may seem like 12 years ago. Yet the conditions persist - victimizing both homeowners and investors. Homeowners still have no frame of reference or education as to how they could receive a loan…[...]

Continue Reading

Tags: Covid, forbearance, foreclosures, moratorium
Posted in Corruption, discovery, Eviction, evidence, Fabrication of documents, foreclosure defenses, legal standing, Pleading, Servicer |

stop thinking you are getting away with something if you win in foreclosure. When you win you're only getting part of what would be due to you in a fair open market full disclosure trading environment. Release from the debt, note and mortgage is only partial payment of what is owed to you --- not the other way around. This…[...]

Continue Reading

Posted in Uncategorized |