I’m not one for bragging or testimonials but occasionally I think it is helpful to encourage people to fight foreclosures and evictions based on foreclosures.
I have thousands of cases like this but most people refuse to believe it — including lawyers and judges — mainly because the field of investment banking is so complex and sophisticated that it is incomprehensible to think that the loan is not a loan and that there is no lender or obligation in most “securitized” transactions (which were never in fact securitized).
The simple act of aggressively pursuing the facts behind the claim of delivery of the note and the facts behind the grant of authority to enforce is usually sufficient to win. But the opposition will drag it out because most people lose heart, lose interest, or give up for lack of time and money.
Here is one such case from someone who was merely following what I was saying on this blog:
Good morning Mr. Garfield!! I was thanking you because without you I wouldn’t have won my case. I honestly cannot thank you enough for your website. I have followed it for 2 years now and have successfully litigated against US Bank/Wells/SLS and currently, DBNTC/Nationstar. We have one final hearing but DBNTC/Nationstar has already filed papers conceding they cannot follow the controlling Order dated XXXXXXX. The Judge said she will issue a Judicial Satisfaction on XXXXXXXX should they fail to follow the Order (Hearing date: XXXXXX2020)
FREE REVIEW: Don’t wait, Act NOW!
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But challenging the “servicers” and other claimants before they seek enforcement can delay action by them for as much as 12 years or more.
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Yes you DO need a lawyer.
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If you wish to retain me as a legal consultant please write to me at neilfgarfield@hotmail.com.


