Black Knight fka Lender Processing Systems — Short memories can hurt you

I’m often bewildered when people act surprised by what I’ve been documenting for years. Everything on my blog comes from hard data, legal proceedings, and administrative findings — not speculation.

Yes, the system is corrupt. But here’s the reality: being right isn’t enough in court. If you step into litigation without understanding procedure and evidence, you’ll likely lose.

For 15 years, I’ve helped homeowners win foreclosure cases — as have dozens of other attorneys and even pro se litigants, in the U.S. and abroad. Success is possible, but only if you face the facts about how the system actually operates.

Black Knight: The Engine Behind False Narratives

Black Knight, Inc. — a financial technology giant — has been at the heart of foreclosure fraud.

• It went public in 2017, underwritten by Goldman Sachs.

• It’s tied closely to Black Knight Financial Services LLC and ServiceLink.

• It processes vast amounts of mortgage data, often fabricating “gap” documents: false, backdated, forged, or robo-signed.

Through these operations, Black Knight perpetuates the false national narrative that loan receivables still exist — when in fact most were extinguished during securitization.

That’s the key: securitization wasn’t about securitizing debt. It was about securitizing the right to enforce debt, even if no loan account receivable remained.

Without that narrative, judges would have refused to grant foreclosures. Instead, they were presented with “proper-looking” paperwork — and allowed cases to proceed on false pretenses.

Why Fake Documents Were Necessary

If loans were validly originated and transferred, why all the forged notes, robo-signed affidavits, and fabricated assignments?

Because there were no real transactions behind them. The documentation didn’t exist because the deals never happened.

This is confirmed by lawsuits like Nevada’s 2011 AG case against Lender Processing Services (LPS) — now part of Black Knight:

• Employees were ordered to sign up to 4,000 foreclosure documents per day.

• Signatures were forged and notarizations falsified.

• Attorneys were pressured to churn cases, sacrificing accuracy for speed.

• Consumers were charged fraudulent “attorney’s fees” as kickbacks to LPS.

Former employees described LPS as a foreclosure “sweatshop,” mass-producing documents to fuel an industrial-scale fraud machine.

The Bigger Pattern: Long-Term Illegal Schemes

Every major fraud scheme in history shares three traits:

1. A false national narrative, supported by advertising and government complicity.

2. False labels, accepted at face value by regulators and the public.

3. Addiction to revenue, which keeps everyone — from banks to courts — hooked.

Think of:

• Madoff’s Ponzi scheme (40 years),

• Purdue Pharma and OxyContin (30 years), and

• Wall Street’s securitization Ponzi scheme (30+ years).

Despite catastrophic results, many in government and finance still cling to the false narratives — because it’s easier than admitting the truth.

Why This Matters for Homeowners

• Your “loan” may never have been funded by the named lender.

• Your payments may be booked as revenue to investment banks, not reductions in a loan account.

• Foreclosure documents may be fabricated because no valid ones exist.

Judges, however, rule only on what’s presented in court. If you don’t challenge the narrative with evidence, the foreclosure mill wins by default.

Bottom Line

Fake documents weren’t an accident. They were a necessary cover-up for a system built on securitization without debt.

Understanding this isn’t optional if you want to defend your home. Preparation, relentless objection, and proper legal procedure are the only way to fight back.

Tags: Black Knight, Docx, DocX Indictment, fake documents, FINTECH, Goldman Sachs, LPS Default Solutions, Nevada, securitization, ServiceLink
Posted in Corruption, Fabrication of documents, foreclosure defenses, Uncategorized |