Archive for 'Corruption' Category
It is true that someone will execute a release of the lien. What is not true is that they have any authority to do so — nor is it true that PHH has any right to receive any money, whether it is a monthly payment or a payoff. In fact it is not true that […]
People keep getting letters and they tend to treat the information as real simply because it is in writing. That is the nub of the Wall Street scheme — send out written communication and documents without regard to the truth and people will assume that the document or letter would not have been sent if […]
The Truth About Wilmington Savings Fund Society (WSFS) and Fake Trust Names Foreclosure filings often name powerful-sounding entities like “Wilmington Savings Fund Society, FSB d/b/a Christiana Trust as Owner Trustee of the Residential Credit Opportunities Trust III.” Asking The Right Questions to Uncover The Truth To fully understand this, our founding foreclosure defense attorney, Neil […]
After a few extensions, the mortgage payment pause officially ended — or will be ending soon — for 1.2 million out of an estimated 1.7 million loans that remained in forbearance as of August, according to CoreLogic. Wall Street is busy churning out even more disinformation than before because they are trying to avoid a […]
LEARN HOW TO FIGHT WITH HONOR AND WIN! After some reflection, legal research and analysis I have come to the conclusion that a very good way for homeowners to put tracks in the sand that they can use later with success is to use the following protocol — subject to the opinion of local counsel: […]
The Core of the “Rent-A-Charter” Scheme Anyone familiar with organized crime knows its survival depends on paying people to “take the heat.” Investment banks institutionalized this concept through illegal Rent-A-Charter schemes, which appear legitimate but collapse under scrutiny. Researcher Bill Paatalo has shown how Rent-A-Charter is used in two distinct ways: Securitization schemes Foreclosure schemes […]
The big problem in legal practice is acceptance of the idea that the servicer is the servicer. The practice guide is simple: test that proposition before you do anything else. This is the same strategy as what the litigator should do with the REMIC Trust, the REMIC Trustee and others. None of them are […]
Appraisal fraud creates both civil and criminal liability. And even now, many licensed appraisers remain deeply uncomfortable with the current system of artificially inflated valuations. To keep the machine running, investment banks — acting through their principal agents, Black Knight and CoreLogic — have turned to automation. Property valuations are now generated by algorithms, not […]
A Controversial Disbarment in Hawaii Attorney Gary Dubin, age 83, was recently disbarred by the Hawaii Supreme Court. To some, it looked like a routine bar discipline matter. To others—including myself—it appears to be the product of investment bank influence and a flawed disciplinary process that fails to protect due process. Dubin has practiced for […]
In analyzing the paperwork in front of you, make sure you read every word and do not accept anything said at face value. A popular ruse by foreclosure mills is the use of the word “successor.” I have been saying that this word is used as a cover-up for “we don’t have title to the […]
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