The key element of the paper strategy has been to create the illusion of transfers of assets, thus supporting the erroneous narrative that with all those parties purchasing the loans, a lot of due diligence MUST have been done and therefore the screaming defense of homeowners (attacking ownership) is nothing but a dilatory stall tactic. […]

Tags: debt, obligee, obligor, Ownership of Debt, TRUTH, vulture firms
Posted in discovery, evidence, expert witness, Fabrication of documents, legal standing |

Fraud for the first time in history has been institutionalized into law. It is foolishness to believe that the banking industry is trustworthy and that they have the right to claim legal presumptions that their fabricated documents, and the forged documents are valid, leaving consumers, borrowers and in particular, homeowners to formulate a defense where […]

Tags: Bank of America, Chase Bank, Citibank, Citimortgage, Royal Bank of Scotland, Wells Fargo Bank
Posted in Corruption, discovery, evidence, Fabrication of documents, legal standing |

Probably the main fallacy of the people who say that TILA Rescission is not possible or viable is that they project the outcome of a lawsuit to vacate rescission. Based upon their conjecture, they assume that Rescission is no more than a technicality. Congress, and SCOTUS beg to differ. It was enacted into law 50 […]

Tags: TILA Disclosure, TILA rescission, TILA Rescission Duties
Posted in Corruption, discovery, evidence, foreclosure defenses, legal standing, Pleading |

Every once in a while it is helpful for the consumer to realize that a non lawyer giving advice or opinions about legal matters is like going to a nail salon for a medical opinion, or worse, treatment. There is a simple test for hiring a  purported forensic investigator: Are they in close touch with […]

Posted in Corruption, discovery, evidence, expert witness, legal standing, Pleading |

Want to know how they popped up with an “original” note that looked like the original? “Our machines have been in government installations worldwide for over 60 years. The Ghostwriter T550 has been a popular machine. It offers the ability to sign signatures or short phrases on letters, awards, forms, and other correspondence. You are […]

Posted in Corruption, discovery, evidence, foreclosure defenses, legal standing, Motions, Pleading, Servicer |

Practically everyone thinks they know what is a creditor even if they cannot identify who is the creditor. The reason that this is important is that the lawyers for the banks have created a divergence of the money trial and the paper trail. One is worth every cent claimed and the other is worth nothing, […]

Posted in Corruption, discovery, evidence, expert witness, foreclosure defenses, legal standing, Motions, Pleading, Servicer |

Consummation vs. Closing: Why Foreclosure Courts Get It Wrong Disclaimer: This article is for educational purposes only and is not a substitute for legal advice. Always consult with a licensed attorney in your jurisdiction. Call us today at 844.583.5339Submit your case statement online for a complimentary recommendation. The Problem: Courts Ignore Basic Contract Law In […]

Posted in Corruption, discovery, evidence, foreclosure defenses, legal standing, Modification, securities fraud, Servicer |

It continues to be true that the statute is clear, the rules of procedure are clear, and the rules of evidence are clear — yet trial courts are adamantly opposed to allowing homeowners to use the power granted to them by Congress. The second ultimate decision by the trial court that Jesinoski had to tender […]

Posted in discovery, evidence, legal standing, Pleading |

When a judge looks carefully at the record, the bank loses. The use of Deutsch’s name in the style of the case still shows that Judges are considering the Plaintiff to be the named “Trustee” instead of the named (or named, which is frequently the case) Trust. In fact the Trustee has nothing to do […]

Posted in discovery, evidence, expert witness, foreclosure defenses, foreclosure mill, legal standing, Motions, Pleading |

YOU NEED AN INFINITE NUMBER OF BASES AND PLAYERS TO PLAY BALL WITH THESE GUYS: The Trustee controls the trust as trustee. Oops, wait, it is the Master Servicer who has all the control. No, wait again, it is the subservicer who has the right to administer the loan. But actually if there is an alleged […]

Tags: Wells Fargo Bank
Posted in Corruption, discovery, evidence, expert witness, foreclosure mill, Modification, Servicer |