Archive for 'discovery' Category
It is supreme irony that individual scam artists are being prosecuted for false representations and deed theft — while the the institutional scam artists on Wall Street did the same thing raking in trillions of dollars, without a whiff of criminal prosecution. Get a consult! 202-838-6345 https://www.vcita.com/v/lendinglies to schedule CONSULT, leave message or make payments. THIS […]
By the Lending Lies Team Fannie Mae and Freddie Mac have introduced a new loan modification option called Flex Modification. This program replaces HAMP (Home Affordable Modification Program), the Standard Modification, and the Streamlined Modification. On paper, it’s designed to reduce monthly payments for troubled borrowers. In practice, it may also serve another purpose: to […]
So you just received that dreaded letter in the mail announcing that a loan servicer who likely never loaned you a dime is going to foreclose on your home. Your adrenaline rockets through your veins, you go into Fight or Flight mode and at some point you say, “Holy sh*t- what do I do now?” […]
All of these adjectives describing securitization add up to one thing: the claims were false. For the most part none of the securitizations ever happened. And that means that the REMIC trusts never purchased the debt, note or mortgage. And THAT means the “servicer” claiming the right to administer a loan on behalf of the […]
The Preservation Letter: A Critical First Step One way to establish that the records are incomplete is through a preservation letter. A properly drafted preservation letter demands that the servicer or foreclosing party retain and produce all records, communications, and documents relating to the loan. Once sent, follow up with discovery requests (interrogatories, requests for […]
…should anyone who owns a home that is subject to claims of securitization of their mortgage be at risk of losing their property? …the government should stop the arrogant policy of letting most of the burden fall onto middle class property owners. For a description of our services click here: https://wordpress.com/post/livinglies.wordpress.com/32498 So we have another […]
By William Hudson Foreclosure Calls That Haunt For years, Neil Garfield and his staff received daily calls from homeowners facing foreclosure. The voices carried every emotion imaginable: Fear and confusion Helplessness and betrayal Anger and urgency Despair and complacency Some homeowners waited too long and discovered nothing more could be done. Others fought back and […]
For further information please call 954-495-9867 or 520-405-1688. This for general information only and NOT an opinion on your case. ================================ I was responding to a client about the goals in opposing the wrongful foreclosures. These are hard to write or say. It might seem to be a contradiction in terms to walk away with […]
Foreclosure Defense: Why Discovery Is Where Cases Are Won Disclaimer: This article is for educational purposes only and not legal advice. Always consult with an attorney licensed in the jurisdiction of your case. Discovery, Not Trial, Is the Real Battleground Too many homeowners think they’ll get their day in court at trial. In truth, foreclosure […]
For further information please call 954-495-9867 or 520 405-1688 —————————————- Many Judges have expressed their concern about the constant movement of servicers and trustees. They are asking why the servicer keeps changing and why the trustees are changing. And now they are asking for legal argument why the substitution of the only named Plaintiff is […]


