By JEFFREY ARLEN SPINNER, J.S.C, New York jfm33137@aol.com NY JUDGE AWARDS $155,092.00 TO HOMEOWNER Wells Fargo v Tyson Decided on March 5, 2010 Supreme Court, Suffolk County Wells Fargo, Plaintiff against Steven E. Tyson, SUSAN L. TYSON, LEITH ANN TYSON, LINDSAY TYSON and KYRA TYSON, Defendants 2007-28042 Richard Femano, Esq. Fein Such & Crane L.L.P. […]

Tags: Jeffrey Spinner, New York, pro se, Trespass, Wells Fargo, Wells fargo v Tyson
Posted in Corruption, Eviction |

see MERS INSTRUCTIONS TO TRANSFER RIGHTS OPTION 1 MERS INSTRUCTIONS TO TRANSFER RIGHTS OPTION 2 PRECLOSING REG SHOWS PRE-KNOWLEDGE OF SECURITIZATION Arnold admitted MERS does not have a beneficial interest in any mortgage; does not loan money; does not suffer a default if monies are not paid; etc…the internal agreement used by MERS expressly disavows […]

Tags: Alabama, bankruptcy, beneficiary, Chapter 107, Dawson, Judge Riegele, Judge Riegle, Mark Mausert, mediation, MERS, MERSCORP, Nevada, Nevada revised Statutes, Notice of Default, R.K. Arnold, RICO
Posted in bubble, Corruption, Eviction, securities fraud |

In the last five years, the number of foreclosure lawsuits filed in federal court in California has ballooned — like an exploding adjustable-rate mortgage — from only 29 statewide in 2005 to nearly 1,400 last year. Increasing numbers of Californians are suing lenders to avoid foreclosures By Tracey Kaplan and Maria J. Ávila López, www.mercurynews.com […]

Tags: CALIFORNIA, foreclosure offense, foreclosures, pretender lenders
Posted in bubble, Corruption, Eviction, securities fraud |

SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION – ESSEX VICINAGE ——————————————————————X                Civil Action Deutsche Bank National Trust Company, As Trustee Of Argent Securities, Inc. Asset Backed Pass Through Certificates, Series 2004-PW1 Docket Number: XXX REQUEST FOR INTERROGATORIES Plaintiff(s), vs. XXX; John Doe, Husband Of XXX                                                                            XXX Avenue Rosedale, NY 11422 Defendant(s)/Pro Se ——————————————————————X REQUEST FOR […]

Tags: ability to pay, accounting records, Ameriquest Mortgage Company, Appraisal, Argent Mortgage company, Assignment and ASsumption Agreement, certificate holder, Depositor, Deutsch Bank, disocvery, Essex County, forensic analysis, FRCP 34(a), interrogatories, Master Servicer, National Trust Company, originator, pooling, PSA, receipt of money, Servicing, Tamara Price, third party payments, underwriting
Posted in bubble, Corruption, Eviction, securities fraud |

Editor’s note: This is red meat for investors and borrowers seeking restitution for losses caused by improper appraisals, ratings and representations concerning loan and property values, loan viability, securities fraud, deceptive lending practices, TILA violations etc. Obama Bank Policy Signals $1 Trillion in Writedowns April 3 (Bloomberg) — U.S. regulators may force Bank of America […]

Tags: appraisals, Bank of America, Bloomberg, Citigroup, deceptive lending, foreclosure defense, property values, ratings, securities fraud, TILA violations, Writedowns
Posted in bubble, Corruption, Eviction, securities fraud |

A majority of the questions asked on this blog boil down to “what do I do now?” While there are several emergency situations where the suggested steps must be taken out of order, I thought I would post the most common answer I give to people who are angry and ready to fight. Your situation […]

Posted in bubble, Corruption, Eviction, securities fraud |

How to Find “Who Owns The Note” – Who has an “Insurable Interest” !!!! It is basic insurance law that in order to become named as a loss payee – that is, to get an insurance policy issued to you to indemnify you against loss – you have to have an “insurable interest.” MERS doesn’t […]

Tags: assignments, brad keiser, creditor, hypothecation, insurable interest, lender policy, loss payee, MERS, Steven Kop, UCC 9-301-304, Who Owns the Note
Posted in bubble, Corruption, Eviction, securities fraud |

Editor’s Note: I am currently working on the issue of fiduciary duty, so I would appreciate receiving material from any of you that have submissions on the subject. There is an article in the Florida Bar Journal this month on this topic. “If a fiduciary has special skills or becomes a fiduciary on the basis […]

Tags: agent, assignments, attorney, borrower, close-out, fiduciary duty, Florida Bar Journal, Kammerer, Landers, loan originator, Mariani, Ny Times, recordable, REMIC, SIV, special skills or expertise, SPV, TARA SIEGEL BERNARD, TILA, trust, trustee, undisclosed fees and profits
Posted in bubble, Corruption, Eviction, securities fraud |

“That’s right. Issuers are essentially paying twice for flawed deals that bestowed great riches on the bankers and advisers who sold them. Taxpayers should be outraged, but to be angry you have to be informed — and few taxpayers may even know that the complicated arrangements exist.” Editor’s Note: At some point, it will become […]

Tags: apraisal, credit default swaps, fiduciary duty, fraud, Gretchen Morgenstern, insurance, investment bankers, Jefferson County, local government, Ny Times, property, title
Posted in bubble, Corruption, Eviction, securities fraud |

More and more authorities are holding that in order for a claimant to prove itself to be the real party in interest to support a proof of claim or motion for relief from stay in bankruptcy, as well as to prove itself to be a holder in due course, they have to prove the entire […]

Tags: brad keiser, chain of ownership, creditor, forensic analysis, Lane Houk, MERS, MIN report, real investor, REAL PARTY IN INTEREST, Ron Ryan
Posted in bubble, Corruption, Eviction, securities fraud |