Archive for 'Uncategorized' Category
CFPB Issues Revised Administrative Litigation Procedures, Signaling Possible Increase in In-House Adjudications Officials at the CFPB have cautiously opened the door to administrative hearings conducted by the Bureau, subject to the administrative procedures act. This may sound like boring stuff, but the end result could be the ability to bring claims in an administrative hearing […]
I don’t think that is is unfair to say that much of the financial system as operated today is taking money, wealth and opportunity from the poor and middle class and giving it to the rich (management and stockholders) of companies that label themselves as conducting “financial services.” But it is both unfair and unwise […]
Hat tip to Summer chic I have been receiving a lot of really good contributions from Summer chic, and she deserves a big atta girl. Her latest is the issue raised by the Bruce’s Beach case in which property owned by a family, fair and square, was subject to several instruments of conveyance that made […]
I was researching something when I ran across a recent filing from a Citigroup document that is called a Pooling and Servicing Agreement. Anyone who reads these pages knows that they’re not pooling loans. They are pooling the receipt of payments — regardless of whether the collection was legal or illegal — and the parties […]
These foreclosure cases are fraudulent in that they are not foreclosures. A foreclosure, by definition, is limited to the enforcement of a security instrument in which ownership of the instrument and the underlying obligation is vested in a creditor who is named as the claimant. With very few exceptions, none of the foreclosures over the […]
What Makes a Mortgage Assignment Effective? For an assignment of mortgage to be effective: The property owner must be given notice by the current mortgage holder. The new owner must be clearly identified. The mortgage must be recorded and appear facially valid (in compliance with statute). There is no time limit on recording, but validity […]
Lavis v. Reverse Mortg. Sols., No. 18-2180, at *6 (4th Cir. July 14, 2022) the trial court “stated that “[a] finding that RMS is entitled to tender, despite its disregard of its obligations over a period of years and its failure to take any measures to preserve its rights under the statute, would incentivize lending […]
I have had a large number of decent civil conversations with many people who consider themselves lifelong conservatives and who use the slogan “Stop the Steal.” My conclusion is that they believe in the slogan. And they are not attempting to propel lies into public discourse. They understand the facts. They continue to promote the slogan […]
It all starts with the assumptions you make at the beginning of the case, which is actually the declaration of default. There is only going to be one witness designated by one company and proffered by one lawyer who is prosecuting the claim for foreclosure remedies. That one witness is generally a contract labor “employee” […]
I take a break from my usual advice, consulting, strategies, tactics, and research on the current excesses in our economic system that allows lying and stealing to be covered and allowed as “capitalism.” Stealing is not capitalism. The sanctity of the contract requires consent. Homeowners had no idea about the true nature of their transactions […]
Search Our Blog
Categories
Contact Our National Headquarters Phone: 844-583-5339
Connect with us
Contact Our National Headquarters
- 844-583-5339
- Available 24/7
-
200 S. Andrews Ave. Ste. 604
Ft. Lauderdale, FL 33301