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IT IS ALL SIMULATION, SMOKE, MIRRORS AND LIES. YOU DON’T OWE THE DEBT THEY CLAIM YOU OWE. THEY OWE YOU MONEY. see also https://livinglies.me/2017/02/03/us-bank-business-rent-a-name-trustee/ AIIM is not a misspelling. The Association for Intelligent Information Management (AIIM), founded as the National Microfilm Association, later the National Micrographics Association and then Association for Information and Image Management, is a nonprofit membership organization. AIIM […]
Missouri law has long upheld properly conducted foreclosure sales, even if the sale price seems unusually low. In good news for lenders, and indeed for all parties to a sale, another court of appeals has rejected a borrower’s effort to overturn this policy and upheld a challenged foreclosure sale. The Missouri Court of Appeals for […]
I have been inundated by emails and comments from people who are frustrated by the apparent futility of challenging claims whose success depends solely and entirely on the ability of the lawyer for a designated claimant to outlast their targets — i.e. consumers of fake debt products. * There is a substantive response and a […]
The claim of securitization is present in virtually every case of a loan account receivable. It is a false claim. All subsquent claims to administer, collect or enforce the alleged loaon account receivable are therefore also false. But the false claim becomes the law of the case unless the consumer — with no help from […]
I have long argued that any correspondence or agreements executed by homeowners as “borrowers” presented a danger of waiving all of their home equity. This is true as to the fundamental equation and to the statute of limitations. * The fundamental equation is that when the homeowner is contacted there is no loan account receivable […]
See Naimoli v. Ocwen Loan Servicing, LLC, 20-1683-cv, at *15 (2d Cir. Jan. 7, 2022) The following was decided by the court to be covered violations, including a catch-all provision in which anything related to “servicing” is included: (1) Failure to accept a payment that conforms to the servicer’s written requirements for the borrower to […]
First Horizon Home Loans files a foreclosure complaint in 2015, and during the proceeding, assigns the mortgage to Everbank who obtains judgment and Writ of Sale. Everbank assigns its Credit Bid to MTGLQ Investors, and the Bergen County Sheriff carries out the sale and issues the attached Deed for $100.00. Prior to the Sheriff’s Sale, […]
Some of the facts recited here are taken from the true story of one entrepreneur who turned $25,000 into $300 Million. Has anyone ever asked how entrepreneurs with only $25,000 to their name in 2001 now have a net worth of $300,000,000? Has anyone done the math? That money could not possibly have come from […]
Thursdays LIVE! Click into the LendingEyes Radio Show LIVE with Neil Garfield, Charles Marshall, and Bill Paatalo Or call in at (347) 850-1260, 6 pm EST, 3 pm PST Thursdays FIRST MOCK TRIAL: THURSDAY JANUARY 6, 2022 AT 6 PM EST 3 PM PST WE ARE TRYING A NEW FORMAT TO BE MORE INFORMATIVE AND TO […]
From “Summer Chic” with some edits The investment banker was acting as the agent or conduit for both the actual creditor (“investor) who was lending the money to an investment bank and the homeowner “debtor” (borrower) was “borrowing” the money. Credit Default Swaps realte not to thye “laons” but rather tot he securities. The payment […]
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