Archive for 'Uncategorized' Category
Aug 6, 2021

The problem with zombie foreclosures is not what you think, at least not entirely. You probably sum up the problem as the banks need to foreclose so they can’t least write off the debt. They then abandon the properties if the economic analysis shows that there is a net loss if they take over maintenance, […]

Aug 5, 2021

Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays Most people are thinking theater. Perry Mason. Some point in litigation where someone admits to being a lying thieving murderous scoundrel. That doesn’t happen in real courtrooms for the most part and it […]

Aug 4, 2021

…homeowners would do well to consider the possibility that they don’t deserve to be dunned in collection or foreclosure because they are only the victims of a perverse scheme that gives them money to sign papers and then punishes them for having done so I take the position that if the investment banks want to make […]

Aug 3, 2021

Warehouse lending is a legitimate method of financing. I borrow money from you in order to lend money to Jane Smith. In effect, it is arbitrage of interest rates since the interest rate on my loan is less than what I charged to Jane. I am Jane’s lender and I establish on loan account receivable […]

Aug 2, 2021

there is nothing wrong with homeowners winning these cases. Nobody is getting hurt when homeowners win. But everyone gets hurt when the investment banks win using hidden interemdiaries and sham conduits to profit off the misery of homeowners. virtually none of the information put out by the government, private businesses or banks is correct. None […]

Jul 30, 2021

The goal of the foreclosure defense strategy is to undermine the ability of the foreclosrue mill to put on a case — not to prove that the allegations are wrong. * Let me first correct what I think is a misimpression or misapprehension: Defense of a civil case in court consists of two possible strategies […]

Jul 29, 2021

Thursdays LIVE! Click into the WEST COAST Neil Garfield Show with California consumer rights attorney Charles Marshall Or call in at (347) 850-1260, 6pm Eastern Thursdays Homeowners Don’t deserve to receive correspondence stating that they’re delinquent or in default from someone based on an unsigned letter that is sent using the letterhead of a company that is […]

Jul 28, 2021

One of the bigest lies in documents related to transctions with homeowners is “for value received.” In most cases no such “value” was paid or received by either of the parties to that document. Paper checks have become a thing of the past. We have been too quick to assume they are not necessary — […]

Jul 26, 2021

Any attorney who has represented homeowners attempting to challenge illegal foreclosures will tell you that there is something inherently wrong with the foreclosure process as it is being applied. Bruce Jacobs, a 25 year veteran of judicial battle, is presenting a direct challenge to the sub silentio doctrines and assumptions that are forcing the sale […]

Jul 26, 2021

Trust is not a negotiable commodity. And there is nothing in statuory or common law that says otherwise. * If a named trustee does not wish to h ave any fiduciary responsiblity to manage the active affirs ofa trust for benefit of teh beneifciaries, the trustee should resign. Or, the trustee can replaced by written […]