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The courts will always at least initially consider the points that you are raising to be technical attempts to escape liability for a legal debt. You need to reframe the situation. And the way that is done is by changing the case from “Bank vs Homeowner” to “Judge vs foreclosure mill”, for failing to comply […]
Thursdays LIVE! Click in to the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260, 3pm Pacific Thursdays Those of us who have lived in or close to the world foreclosures understand that this is merely a game being played by the investment banks and co-conspirators. Except in the rare […]
see https://dsnews.com/daily-dose/04-22-2021/mr-cooper-and-google-partner-on-new-ai-initiative Mr. Cooper Group Inc. and Google Cloud have joined forces to create a digital mortgage servicing platform, powered by artificial intelligence (AI), machine learning (ML), data analytics, and cloud scalability to ease the distribution, signing, submission, and review of loan documentation. I doubt if Google management understands the role of Mr. Cooper formally known as Nationstar […]
Without the legal presumptions arising from fake documents, they have nothing. see https://www.malaymail.com/news/malaysia/2021/05/10/after-striking-settlements-with-goldman-sachs-deloitte-and-ambank-putrajaya/1973079 Among the countries that refused to go along with the bullshit from Wall Street is Malaysia. Malaysia joins Iceland and others in fighting back and clawing back money received and retained by giant financial institutions who regarded the entire country as a […]
There is a law against murder, but the law defines murder. So if you accidentally kill someone or kill someone in self-defense it is not murder even though the same shot was fired. The same is true for obligations. They become legal debts based upon a certain restrictive set of events and actions. Those legal […]
Thursdays LIVE! Click into the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6 pm Eastern Thursdays * The main problem for homeowners who end up in mediation or settlement discussions is that they are perceiving their transaction as a loan, while the other side is perceiving the transaction […]
In the introduction of pleadings or memorandums of law, I often read that tens of millions of mortgage loans were sold into the secondary market. It might look like that, but nothing could be further from the truth. * I think the big trapdoor can be found in such pleadings and memoranda — this is […]
If servicers were actually collecting money and dispersing money they would not be reporting heavy losses. The truth is that they don’t collect any money and they don’t make any disbursements to “investors.” That is why they can’t answer questions about collection or disbursements. They are not servicers as we think of servicers. The only […]
We are in roaring twenties mode. All asset prices are inverted to value. Value in any society is completely dependent, in any society, on median income. If you want to have a rising tide for the economy as a whole, median income must rise. It is an immutable principle. But periodically speculative irrational fever takes […]
Just to make sure readers understand that my writing on securitization is based on the actual definition of securitization and not some theory, it would behoove cynical readers to read the original source material for securitization of loans. This is not academic. Securitization exists only becasue Federal lagencies allow it to exist. And so Federal […]
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