Archive for 'Uncategorized' Category
Mar 20, 2023

What you are looking for is corroboration that the account exists and corroboration documents showing that consideration was paid and not just recited on the transfer document on paper.  * If you don’t demand the right thing or if your demand could be interpreted as asking for something other than what you are after, then […]

Mar 17, 2023

The abuse of words is an essential ingredient in any scam. The reason is that the listener or reader has a complex idea of a specific word. By knowing that idea is in the head of the victim, the scammer can extract money and services, and even products from him or her. Madoff used the […]

Mar 15, 2023

In 2005, reports started surfacing about fabricated documents, forged documents, and back-dated documents being used to promote “foreclosure” remedies. This one w as issued and submitted to the Supreme Court of New Jersey in 2010. Like Florida and dozens of other states, the Supreme Court and lower appellate courts continued to ignore the most obvious […]

Mar 14, 2023

the Foreclosure Abuse Prevention Act (A7737B), recently signed into law by Governor Kathy Hochul, is transformative legislation which may cause the dismissal of thousands of pending foreclosures with prejudice To the delight of court administrators, the changes will cause the permanent dismissal of thousands of foreclosures which have congested the civil docket over the past […]

Mar 13, 2023

Good trial lawyers will easily understand that they don’t need to prove fraud because it is not their client who is making a claim. * They only need to test the evidence to show that there is insufficient evidence to support the inferences and presumptions raised by the current mountain of fabricated, forged, backdated, and […]

Mar 10, 2023

If you don’t know the rules, you can’t win the game. And remember, to the foreclosure mills and faux “servicers” and faux “trustees”, this is all a game for which we pay every day as owners, taxpayers and consumers. * One of the interesting things about this is how much they get away with by […]

Mar 9, 2023

Just to reiterate the strategy I wish to promote (because it has been 65%-80% successful), the rules of engagement are as follows: Attack as soon as possible — even as early as post closing. Demand the identity of a creditor who has created an unpaid loan account memorializing a “loan” transaction. (FDCPA-DVL and RESPA-QWR) If […]

Mar 8, 2023

Without compromising my journalist credentials, I will simply say that the source is 100% reliable and the information is 100% confirmable. The person is well versed in the accounting and auditing of securitization transactions — and as far back as January 2006, the accounting profession was deeply aware of the inherent problems in the way […]

Mar 7, 2023

Recently Forbes published an article by John  Wake entitled “Congress Could Have Prevented 500,000 Foreclosures During The Great Recession But Chickened Out.” Echoing what Elizabeth Warren and Katie Porter have been advocating for years, it points out that cramdowns best preserve real loans in which both sides take a hit, but neither side gets a […]

Mar 6, 2023

The declaration is a document that no bank would accept because of all that is missing. it is no technical objection when the homeowner owes nothing to the declared claimant, Plaintiff, or beneficiary.  * In many cases, some “declaration” or “certification” is issued to support the attempt to achieve a successful result in foreclosure remedies. […]