Nov 2, 2011

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COMBO Title and Securitization Search, Report, Documents, Analysis & Commentary GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE

EDITORIAL COMMENT: Mary, as usual, has been very thorough. Mark this post as a resource if you have a loan potentially related to these entities. I wanted to emphasize a point she raised. One of the tricks that keeps getting past lawyers and Judges is that they don’t read this stuff word by word. They glance and then they miss the key point. “US Bank, as trustee through power of attorney” for a corporation is word salad but it LOOKS like it says something.

If you parse the words, what it is saying is that US Bank appears on the document not as US Bank, which means that some other principal is involved other than US Bank. OK, so who is it? It says “US Bank Trustee” but does not identify a trust, trust agreement, trustor, beneficiaries or anything else and obviously you will never see one attached to a document signed by “authorized signor” because they don’t actually know who they are signing for, which is the point. So there is no trust identified. Thus so far we have established that US Bank is not appearing on its own behalf nor on behalf of a trust.

Then it says something about a power of attorney. If you went to US Bank and said you wanted to open or transact business from someone’s account as the attorney in fact by virtue of a power of attorney what would they say? They would want to see the power of attorney and since there is a trust mentioned they would want to see that too. Why? Because the Bank will tell you that they would get in trouble if they opened an account or otherwise allowed an entity to conduct business with the entity does not legally exist. And they would be right. That is one of many reasons that US Bank is subject to an OCC consent decree telling it to stop these ridiculous practices but they keep doing it anyway.

Thus those few words reveal that US Bank is not there, but its name is being used, as Trustee for a non existent trust, but its “trusteeship” is through a power of attorney that also doesn’t exist. Judges and lawyers should take note: the entire case could end on the spot when the parties are required to be identified precisely just like in all other proceedings. Judges and Lawyers should realize that the Banks are playing word games — so when the situation gets turned around and they are sued for slander of title, or wrongful foreclosure or predatory lending or TILA or RESPA violations, their answer is going to be “we didn’t do it and we were not there — look at the wording!”

joann trustee is fancy word for ‘correspondent lender’ and/or title company agent, dealers, brokers, distributors

‘us bank na’ as trustee from power of attorney of
premier asset services

‘wfhm’ and ‘rels title’ aka ‘ati title’ in strategic partnership
with qualified intermediary

WFHM dba RELS TITLE and First American Exchange Company (1031 Exchange) IXPCo.

A Qualified Intermediary SERVICES and requires warehouse lenders and servicers to affix MERS for life of loan.
PREMIER ASSERT (SM) SERVICES
7495 NEW HORIZON WAY, FREDERICK MD 21703
http://WWW.PREMIERREO.COM

RELS TITLE and First Ameircan Exchange give good title dba
SFJV-2000-1, LLC
SFJV 2003-1, LLC
SFJV 2004-1, LLC
SFJV 2005, LLC
RBO Management 2002, Inc.
REO Management 2003, inc.
REO Management 2004, Inc.
REO Properties Corporation
LaSalle Bank, N.A.
Property Asset Management, Inc.
US Bank NA
Liquidation Properties Inc.
Wells Fargo Financial
The Bank of New York
FV-1 Inc.
HSBC Bank USA, NA
DLJ Mortgage Capital, Inc.
Cititgroup Global Markets Reality Corp
HomeComings Financial Network< inc.
Deutsche Bank National Trust Companyh
HSBC Bank USA, NA
Wilmington Trust Company
The Bank of New York Trust Company, NA, Bank of America, N.A.
UBS Real Estate Securities, Inc.
Hudson City Savings Bank
Wachovia Bank,

CERTIFYING OFFICERS listed Page 1
‘CERTIFY’ FOREGOING IS A TRUE COPY OF A RESOLUTION DULY ADOPTED BY THE BOARD OF DIRECTORS OF SAID CORPORATION ON 20TH DAY APRIL 2002, WHICH IS IN FULL FORCE AND EFFECT ON THIS DATE AND DOES NOT CONFLICT WITH CERTIFICATE OF INCORPORATION OR BY-LAWS OF SAID CORPORATION.

Cindy Moldovan ‘Assistant Secretary’ 5/29/08
Rachel A. Hoover Notary Frederick County Maryland

WHY WOULD ‘MELANIE HOPKE’ CREATE AND SIGN DEED FOR ‘RELS TITLE’ ?

LIST OF CANDIDATES ARE EMPLOYEES OF ‘WELLS FARGO BANK NA DBA PREMIER ASSET SERVICES
ARE HEREBY APPOINTED AS ASSISTANT SECRETARIES, ASSISTANT VICE PRESIDENTS AND VICE PRESIDENTS. THESEINDIVIDUALS ARE AUTHORIZED TO:

EXECUTE LISTING AGREEMENTS
PURCHASE AND SALE AGREEMENTS
GRANT/WARRANT/QUIT CLAIM DEEDS OR ANY OTHER DEED CAUSING THE TRANSFER OF TITLE OF THE PROPERTY
TO A PARTY CONTRACTED TO PURCHASE SAME
ESCROW INSTRUCTIONS AND ANY AND ALL OTHER ANCILLARY DOCUMENTS NECESSARY TO EFFECT THE SALE AND TRANSFER OF SUCH REAL PROPERTY ON BEHALF OF
‘WELLS FARGO BANK NA
ATTORNEY IN FACT

AND ALL OF THE ‘ABOVE’ ENTITIES MAY REPLACE THEIR NAMES FOR WELLS FARGO BANK NA AS ‘AFFILAITES’

47 NAMES, SOME REPEAT ON PAGE 2

Page 2

THE ‘OFFICERS LISTED BELOW DO HAVE THE AUTHORITY TO SIGN DEEDS AND RECORDABLE DOCUMENTS:

TAMARA SWAIN VP (ON LINKED IS THAT THE SAME EVP? WELLS FARGO HOME MORTGAGE DIV WELLS FARGO BANK NA?

JODI CORNISH VP (ON LINKEDIN WFHM)
DIXIE TEAGLE VP
MELANIE BURKETTE VP
DANIE T. NONEMACHER AVP
MELANIE BYCROFT AVP
LYNN CARDER AVP
ANN NILES AVP
JENNIFER SHARP AVP
ANNETTE PABSON AVP
MIKE HOJNOWSHI AVP
RODNEY DABBONDANZA AVP
JOSE X PINTO AVP
JEFF GRIESSINGER AVP
CHRISTY TISKA AVP
MARY C. SMITH AVP
LORETTA KLEIN AVP
MARY SENSENEY AVP
AMI CURTIS AVP
DESMOND CLIONE-SYMTHE AVP
DARRYL SCOTT AVP
MELINDA GARROTT AVP
JENNIFER PRESLEY AVP
TRACY NELSON ASSISTANT SECRETARY
CINDY MOLDOVAN ASSISTANT SECRETARY
BONITA SHUGARTS ASSISTANT SECRETARY
JULIE WELTER-SMITH ASSISTATN SECRETARY
LAURA STANG ASSISTANT SECRETARY
DONTA KIEFFER ASSISTANT SECRETARY
LEAH BRUCHEY ASSISTANT SECRETARY
MIKE MILLER ASSISTANT SECRETARY

WELLS FARGO DBA PREMIER ASSET SERVICES ‘POA’ letter on Google and if disappears on Squidd

http://docs.google.com/viewer?a=v&q=cache:qh6obyycVf0J:oaklandparkpublic.novusagenda.com/AttachmentViewer.aspx%3FAttachmentID%3D6797%26ItemID%3D2443+melanie+hopke+premier&hl=en&gl=us&pid=bl&srcid=ADGEESiWlJ0MOgukPh9Z0YHWak85Bq8YW3KeaFEgpVuuse-IbTX8dc_QvCK21Fh3ruWg7peJp8RSPBLt1a-RcOapy3O-KVIJFP_KCFPdfHC5mNkDUs3PbDhC9bIdyDZXvLB7oMdjR7VX&sig=AHIEtbSiyAjB69_MmVAmxx34UGo5XQXtuw