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O’Brien says “Bank’s Actions Speak Louder Than Words” – PRESS RELEASE
.Wednesday, 22 June 2011 16:37 1 Comments Headlines .Registry infected
with Fraud

On June 7th Essex South District Register John O’Brien announced that
he was no longer going to record documents signed by known
robo-signers. In the past two weeks, O’Brien has returned 12 documents
signed by a Linda Green, Korell Harp, or a Linda Burton, filings that
were prepared and submitted on behalf of Bank of America, the Mortgage
Electronic Registration Systems (“MERS”) and MorEquity, Inc. He
specifically requested that these Lenders verify the signatories to
those documents, as well as the notaries by submitting an affidavit
certifying their authenticity.

O’Brien announced today that he has received 6 replacement documents,
5 from Bank of America and 1 from MERS, all with new signatures with
new officers and notaries. O’Brien said, “I would like the public to
be the judge. The facts are that I refused to record these Lenders
robo-signed documents unless these Lenders signed an affidavit
certifying to the signatures authenticity. These Lenders chose not to
sign my affidavit, but rather to submit completely new documents. I
believe the Bank’s actions speak louder than words and show their
consciousness of guilt.”

According to O’Brien, the Essex South Registry of Deeds has found
25,187 fraudulent documents that contain the signatures of more than
30 known robo-signers. These documents effect 1,282 homeowners in the
City of Salem, 1,246 in the City of Beverly, 1,404 in the City of
Peabody and 795 in the Town of Danvers.

In the case of Linda Green signatures, he has found 6,047 documents
recorded with 22 different variations of her signature.

“I believe that the only way that the banks can begin to repair the
damage they have inflicted on the chain of title of thousands of Essex
County homeowners is for them to immediately re-file each and every
one of these fraudulent documents that they have recorded and replace
them with a valid, legal document containing an authentic signature,
with a valid notarization along with the proper recording fee.” noted
Register O’Brien. The banks involved in the robo-signed documents
include Bank of America, Wells Fargo, J.P. Morgan Chase, Citibank and
Countrywide amongst others.

O’Brien invites any homeowner in his district, to see if there are any
potential robo-signed documents in their chain of title by going to
www.salemdeeds.com and clicking on the robo-signer’s link. Documents
on his website may be printed free of charge. Should a homeowner find
one of these documents, O’Brien is advising them to file a complaint
with the Massachusetts’s Attorney General’s Office, Consumer
Protection Division.

In addition, O’Brien is also providing through his website, access to
two letters that empower homeowners to request and receive vital
information on the status of their chain of title pursuant to federal
law. “These letters have teeth and the failure to respond to the
proper time tables will trigger monetary penalties of between $2,000
to $4,000 on lenders and servicers who do not comply” O’Brien said. I
am calling these documents “Lender Compliance Letters”. These Lenders
have associated themselves with MERS and in doing so have circumvented
the land recordation system. For 300+ years the land recordation
system has worked and has worked well. Prior to MERS, if a homeowner
wanted to know who owned their mortgage, that information was readily
available at their local Registry of Deeds, providing transparency of
ownership.

Register O’Brien has been at the forefront of advocating for the
homeowner against the big banks since last November when he exposed
MERS for their scheme to circumvent the land recordation system.
O’Brien said,” My constituents live on Main Street not Wall Street and
they need to have an advocate that is willing to speak out to protect
their property rights and insure them that these banks are held
accountable for their actions.”

O’Brien feels that if the Lenders won’t come clean and record all the
proper documents, which would disclose to the public a true, valid
chain of title then hopefully his Lender Compliance Letters will force
the banks to disclose the true owners of homeowners’ mortgages.

O’Brien summed it up by saying, “As far as I’m concerned the actions
that these banks took this week, has proven to me beyond a reasonable
doubt that all 25,000+ documents previously recorded by them in this
Registry are fraudulent and should be corrected immediately.”