Sep 27, 2021

AS A FOLLOW-UP TO WHAT I WROTE A COUPLE OF DAYS AGO, FACEBOOK HAS JUST NOTIFIED ME THAT THEIR PREVIOUS BAN ON THE PHRASE “KEEP YOUR HOUSE” HAS BEEN LIFTED AND THE PAGES ARE NOW PUBLISHED AGAIN.

There is an Orwellian atmosphere that has developed around the lending industry and the foreclosure industry. In a world where homeownership is supposedly encouraged, information about maintaining homeownership has now become banned from Facebook — unless of course, the information comes from the banks and deals with forbearance or modification agreements that serve to solidify the fake foundation for present claims.

Facebook is now the witting or unwitting accomplice to the campaign of disinformation that has been in operation since the early 2000s. Perhaps this time it will explode in their face and in the face of the investment banks that are still currently hiding from view. The facts remain the same despite all current efforts to squelch the message (and the messenger):

Most claims of administration, collection and enforcement of mortgage “loans” are factually false. 

The law in every U.S. jurisdiction has the same safeguard adopted from the Uniform Commmercial Code Article 9 §203: Only a claimaint who has paid value can use legal process to enforce the lien. 

The securities firms who call themselves “investment banks,” acting through intermediaries, win by using presumptions of fact. Homeowners win by testing those presumptions. 

The curent Facebook algorythm blocks information that helps consumers to protect themselves against predatory tactics by securitization players and foreclosure players — affecting not only public perception but also the perception of the judicial system and law enforcement. 

The Webinar on Wednesday reveals the strategies and tactics that can be used by attorneys for homeowners in defeating claims against their clients.

So now the fight is out in the open. The banks pounced on the one phrase “Keep Your House” and have blackballed its use on Facebook. And Facebook complied without any review of the content of the posts that merely provide information or guides to homeowners seeking assistance or knowledge about foreclosure and provide registration details for the upcoming webinar.

An interesting sideline is that the working title for my upcoming book is “Keep Your House”.

So what is obvious is that the investment banks regard my posts as a threat to them and they’re right. I wish to stop them from conducting fake foreclosures using fake documents, false intermediaries, and sham conduits.

The problem I face is that Facebook instantly takes down any posts that are presumptively categorized as “disinformation” but it has no apparent way to instantly review such decisions even when they simply contain the innocuous words “Keep Your House.”

That phrase “Keep Your House” in particular is a target of the banks. They have an interest in the concealment of the factual basis for claims to administer, collect or enforce “loans.” And the last thing they want is a surge of homeowners contesting foreclosures — and winning. So Facebook procedures are aiding and betting that concealment. 

I have started the “review” process with Facebook but meanwhile, my efforts to promote the webinar on Wednesday have been partially thwarted by this most recent attack from the banks. It’s OK. I am accustomed to being attacked. And I find it heartwarming that they made the effort to slap down both my extensive pro bono work on behalf of homeowners and the webinars. The old expression comes to mind: “If you are getting a lot of flak you know you are close to the target.”

I’m a lawyer and financial analyst, not a bomber. But I am clearly over the target and the banks are getting nervous — for good reason. This is Act 3 of my long-term bid to upset their applecart.

Let the games begin.

Neil F Garfield. September 27, 2021