Apr 10, 2024

Please Welcome new team members to Living lies

Our fight against illegal foreclosures continues…

Richard A. Kalinoski, Jr. Esq.

as a practicing attorney, Richard has reviewed over (400,000) foreclosure cases for clients and provided detailed forensic analysis based on the foreclosure suit filed against the homeowner by the bank and servicer of the loan. His combined experience in foreclosure defense litigation and a working knowledge of the mortgage industry stems from investigating foreclosure fraud, chain of title, issues related to the securitization of residential mortgage loans, and formulating litigation discovery and strategies to the trending issues. Rich’s service to clients as record counsel resulted in successful litigation and substantive legal settlements against major banking institutions including Bank of America, Countrywide Bank, FSB, BAC Home Loans Servicing, LP and SunTrust.

Anthony V. Varrone, J.D.

 

Anthony began his extensive legal career initially with Bank of America, NA. At Bank of America, he served as an Assistant Vice President (AVP) in Foreclosure Litigation and directly reported to Brian Moynihan (CEO). Anthony supervised foreclosure associates who managed foreclosure cases for Bank of America. During his time at the Bank, Anthony was responsible for training the bank’s trial witnesses, litigation associates, and gained substantial knowledge of foreclosures, “servicing” and overall business practices of Bank of America. Now, on the side of Homeowners, Anthony is key to our ability to consult on civil litigation matters at the state and federal level nationally. He regularly prepares work materials for complex motions for summary judgment, discovery, and appellate briefs requiring extensive research, writing, and analysis in both state and federal court.

Need help in assessing your case? Does your attorney need our help? Use our services to help guide you through the process early enough to avoid mistakes that can cost you your home in an illegal foreclosure action. Call our office today at 844.583.5339 to inquire if we can help. You can also submit a case statement here and get a complimentary recommendation as to your best course of action.

 FORECLOSURE DEFENSE IS NOT SIMPLE. THERE IS NO GUARANTEE OF A FAVORABLE RESULT. THE COMMENTS ON THIS BLOG AND ELSEWHERE ARE BASED ON THE ABILITY OF A HOMEOWNER TO WIN THE CASE NOT MERELY SETTLE IT. OTHER LAWYERS HAVE STRATEGIES DIRECTED AT SETTLEMENT OR MODIFICATION. THE FORECLOSURE MILLS WILL DO EVERYTHING POSSIBLE TO WEAR YOU DOWN AND UNDERMINE YOUR CONFIDENCE. ALL EVIDENCE SHOWS THAT NO MEANINGFUL SETTLEMENT OCCURS UNTIL THE 11TH HOUR OF LITIGATION.

But challenging the “servicers” and other claimants before they seek enforcement can delay action by them for as much as 14 years or more. In addition, although currently rare, it can also result in your homestead being free and clear of any mortgage lien that you contested. (No Guarantee).

Yes you DO need a lawyer.

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