By Neil Garfield
The Justices of the Fifth District Court and courts especially in California have been interpreting procedural rules, laws of evidence, statutory and common law differently in foreclosure cases than they do in other cases where the issues are identical as to ownership and authority to collect a debt. The Guliex decision, in this case, returns us to the rule of law in California, and hence the nation, to the extent courts follow the Courts in California. The decision inherently conflicts with other decisions in California, even if the decision is not facially apparent.
In this case, the court merely stated the law as it always was before the foreclosure crisis ( and still is in all other cases). It provides great clarity and its effect will be to reduce the volume of foreclosures generally and wrongful foreclosures especially. The decision, in this case, changes the application of the law from what has been recently enunciated in other decisions. It places the burden where it belongs — on the foreclosing party such that it cannot achieve a forced sale by nonjudicial means in a case that where it would have lost in a judicial proceeding.
Hence the decision would bar the unconstitutional application of nonjudicial legislative frameworks. It essentially reduces the use of assumptions and presumptions of facts that are not true and are within the sole knowledge and control of the party claiming to be authorized to foreclose.
The Guliex decision levels the playing field significantly by requiring actual proof rather than presumed proof. Without the publication of this decision courts in the Fifth district will continue to be at liberty to disregard the rule of law and continue to be creative in finding a basis for strangers to transactions to prevail in enforcing those transactions.
I can assure the Court that in addition to the notices and letters that have been tendered to the Clerk, some of which seem to have been rejected, I have received hundreds of emails and comments, mostly in California, from both attorneys and pro litigants who all want this decision to be published.


