ROSH HASHONAH marks the end of the old year and the beginning of the next for Jews who observe this tradition. For people of other faiths, their New year starts at other times, so you can view this post as a running start on whenever your observance begins of a New Year and a new day.
Last year at this time there were very few Judges, government officials or people in the media who recognized the plight of the homeowner, the housing market and our economy. Very few people, mostly some lone economists “on the fringe” realized that this was no ordinary recession. Last year at this time you hardly find a single lawyer who wouldn’t tell you that a deal is a deal and that the fact you made a bad deal was your own fault — a message heard by borrowers and investors alike.
A year can make a big difference and it has, although not to our liking. The fundamental weakness of the housing market is still left unattended: both the houses (and the attendant loans) and the mortgage bonds were sold at prices that did not come close to their true value. An action for fraud at the core of these transactions has yet to be fully tested. Progress has been slow but dozens of decisions have been rendered by an increasing number of Judges who “get it.” Lawyers are now competing for business to represent borrowers, to represent investors and to represent junior lien holders who see the opportunity to re-establish their equity or security.
It is happening and you are making it happen. The children of this generation will know that their parents stood up for the roof over their heads, for the right to rely on true justice when money is made by way of lies, and that living in truth is a better model than living in lies.
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them, and who are not around too much when you don’t need them.
May the clothing styles of yesterday come back so you can wear all that
stuff that you don’t have the heart to throw away.
May those old fashioned expressions “thank you”, “pardon me”, “after you”,
and “you look lovely”, come back into use. And may the expressions “you
know”, and “like”, and “whatever” be retired forever.
May we sing songs that are singable, that have lyrics that are
understandable.
May your hair, your teeth, and your stocks not fall. And may your blood pressure, your cholesterol and your mortgage interest rate not rise.
May the world enjoy a year that is free of hurricanes, earthquakes, fires,
drought, and political speeches, which produce the most wind of all.
May you have a spouse, or a child or a friend, or a grandchild, who loves
you, even though they really know you.
May you learn that giving love away freely without strings is the surest way of receiving it in return.
May your insurance pay whatever your doctor charges, without insisting on
any further investigation, and may the IRS also accept whatever you pay,
without insisting on any further investigation.
May you receive a good report, from your dentist, from your ophthalmologist,
from your dermatologist, from your cardiologist, from your
gastro-enterologist, from your podiatrist, and ultimately, from your G-d.
May there be peace this year between the Jews of Israel and the Arabs, and
may there also be peace between all the Jews of Israel, which sometimes seems
almost as difficult to achieve.
May your bank statement and your budget both balance, and may they both
include generous amounts for charity.
May you have enough to give you contentment, and may you have enough left
over, so that you can be generous.
May we keep rage off of the freeways, and out of the workplace, and out of
our homes, and direct it instead at racism, at poverty and at all the evils
that we politically tolerate.
May we learn in this new year that what really counts the most is not the
years but the days, not the machines we have in our lives, but the people we
have in our lives, not how much we can accumulate but how much we can share,
and with whom.
And may we have peace in the world for all to enjoy.
And may G-d continue to always be with you and may you always know it!
L’ Shana tova! Best wishes for a happy, healthy, sweet New Year.
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