Ocwen Guilty of Wrongful Foreclosure: Insights from a Forclosure Defense Attorney

Were You a Victim of Wrongful Foreclosure?

If your foreclosure involved Deutsche Bank, Option One Mortgage Corporation (later renamed Sand Canyon Corporation), or Ocwen Loan Servicing, you may have legal options. Our legal team is actively researching potential claims against these entities. If you’ve been harmed, contact our office by phone, email, or submit a free case registration statement to explore your rights.

A Landmark Case: The Caldwells in Alabama

In 2015, a jury in Mobile, Alabama awarded Wilmer and Sonya Caldwell $400,000 after uncovering a wrongful foreclosure carried out by Deutsche Bank National Trust Company and Ocwen Loan Servicing, LLC.

How It Began

• In 2006, the Caldwells refinanced their home through Challenge Financial.

• Four years later, they faced foreclosure—initiated by Deutsche Bank, a party they had never dealt with directly.

• Deutsche Bank claimed ownership of their mortgage through securitization.

What the Trial Revealed

Evidence showed:

• Deutsche Bank had never legally acquired the mortgage.

• Deutsche Bank and Ocwen fabricated documents before and after foreclosure to create the illusion of ownership.

• These actions were deliberate, designed to push through an illegal foreclosure.

As the Caldwell’s attorney argued:

“Deutsche Bank and Ocwen were fully aware of the wrongful nature of their actions. Yet, they chose to craft documents out of thin air to justify a foreclosure that was baseless from the start.”

The Verdict

The jury sided with the Caldwells, awarding:

• $25,000 in compensatory damages

• $375,000 in punitive damages

This verdict underscored the severity of misconduct and sent a strong message about accountability. The Caldwells succeeded because they had skilled legal representation—something many homeowners unfortunately lack.

Why This Case Matters

This outcome highlights what we at LivingLies.me have been saying for years:

• Millions of U.S. homeowners face wrongful foreclosures.

• Many foreclosures are pursued by entities with no legal standing to foreclose.

• Success depends on preparation, evidence, and legal strategy.

The Caldwell case is not an isolated incident—it’s a cautionary tale for homeowners nationwide.

Protecting Yourself Against Wrongful Foreclosure

If you’re facing foreclosure:

• Act early: Challenge servicers and claimants before enforcement begins.

• Demand proof: Require definitive evidence of ownership and standing.

• Consider Quiet Title actions: Though rare, successful cases can result in a property free of contested mortgage liens (no guarantee).

• Get legal support: You need a lawyer who understands these complex cases.

Need Help With Your Case?

We provide litigation support and strategy for homeowners and attorneys fighting wrongful foreclosure.

Call us today at 844.583.5339
Submit your case statement online for a complimentary recommendation.
Visit LivingLies.me for resources and case insights.

Important Disclaimer:
Foreclosure defense is complex. There is no guarantee of a favorable result. Many settlements occur only at the 11th hour of litigation, after prolonged resistance. The strategies we provide are designed to improve your chances, delay unlawful enforcement, and in rare cases, eliminate fraudulent liens entirely.

Tags: DEUTSCHE BANK, deutsche bank foreclosures, lance denha esq., wrongful foreclosure
Posted in foreclosure defenses |