Since we know that most documents presented in foreclosure are inconsistent with other "securitization" documents it is only natural to suspect, assume and then corroborate that there are inconsistent sets of accounting records that are maintained to report different outcomes to the courts, the borrowers, the investors and the holders of contracts between the investment bank and the investors. Lawyers…[...]

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Foreclosure litigation in court Disclaimer: This article is for informational purposes only. It is not legal advice. Always consult with a licensed attorney regarding your specific case. Foreclosure Fraud Still Exists — Even as Volume Declines Although overall foreclosure volume has declined, the number of deficient and even fraudulent cases remains significant. As foreclosure cases continue to move through the courts, more experienced judges…[...]

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PRESUMPTIONS VERSUS FACTS The bottom line is that lawyers want to do the best possible job for their client and get the best possible result. They like winning. But sometimes they must protect clients against themselves. It's true there are lazy lawyers out there who take money and don't do the work. But most of them want to win because…[...]

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Imagine we are in a new era, where disclosure was full and complete to investors and borrowers. The deal pitched to investors is simple: the investment bank gets your money and uses it to buy debts, notes and mortgages. The purchased loans (including the debts) will be put into a portfolio and the investors grant ownership to a trust with…[...]

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Thursdays LIVE! Click in to the WEST COAST Neil Garfield Show with Charles Marshall, Esq. Or call in at (347) 850-1260, 6pm Eastern Thursdays Re: non-judicial foreclosure non-judicial foreclosure lawsuits, which are on appeal in California, Today's Show will cover the following: - where chain of title argument is still getting traction at the appellate level; - how breach of contract argument is…[...]

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The basic truth is that current law cannot accommodate securitization of mortgage debt as it has been practiced. In short, what they (the investment banks) did was illegal. It could be reformed. But until the required legal steps are taken that address all stakeholders virtually all foreclosures ever conducted were at best problematic and at worst the product of a…[...]

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see https://www.housingwire.com/articles/49795-ocwen-agrees-to-refund-maine-residents-to-end-foreclosure-dispute-with-the-state/ Important quotes from article: According to the Maine Bureau of Consumer Credit Protection, Ocwen Loan Servicing instigated foreclosures on loans based on paperwork that was determined to be legally inaccurate. According to the consent agreement, the Power of Attorney over the loans that were in the Aegis portfolio ceased to exist when the entity was dissolved in November 2012. But in 2014,…[...]

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After reading my blog a client shared with me the details of how he won his case. This win followed up on my previously announced strategy of using mediation to flush out the fraudulent nature of the claimant and the claim for foreclosure. ===================================== GET FREE HELP: Just click here and submit  the confidential, free, no obligation, private REGISTRATION FORM. The…[...]

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see Docket 1404 (2) Order confirming third amended joint chapter 11 plan of ditech BEWARE: Things are not what they appear. This is another step in which something is made out of nothing. The entire plan is not based on any real assets or income of DiTech nor does it have any nexus to the prior uses of the DiTech…[...]

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the truth is there for anyone who wants to see it, which means that the entire prospect for Ocwen is that of an actor with only one foot on the edge of a cliff. This article represents the analysis and opinion of the writer. Take no action with consulting a legal and financial adviser.  The common stock of Ocwen Loan…[...]

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