I have received many comments and questions about my article  yesterday. Here is one response I wrote to one reader and client. I have been exploring different wording and presentations to get through to judges. I think my efforts over the last 13 years are defined by that mission. I don't think that simply presenting numbers to a judge will…[...]

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Arithmetic of False Appraisals Bad appraisals lie at the heart of the profit seeking bank plan which they called securitization. Since they were making money not from interest, but from fees and other trading profit and bonuses, the basic premise behind each loan "agreement" was changed without the lender (investors) or the borrower (homeowner) knowing anything about it. Part of…[...]

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Don't get lost in the weeds. In a normal trust situation the trust is the entity that owns the assets that were entrusted to the trustee. Of course any Trust or Corporation or any other business entity is a legal fiction that we use for convenience. We are able to do that because legislatures have passed laws (statutes) that allow…[...]

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Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil Garfield, Esq. Call in at (347) 850-1260, 6pm Eastern Thursdays The difference between winning and losing is whether you are using procedural law to your advantage or you naively enter the courtroom believing that a substantive law will save you. Spoiler alert #1: The substantive law is irrelevant…[...]

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I have recently received reminders of the people who died and the criminal investigations that were gutted despite the obvious evidence of the largest economic crime in human history. I pass this on as a reminder that the fraud continues and as a caution to those who think that the worst has happened. They got away with it. The worst…[...]

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Want to know why this site is called LivingLies? Read on Homeowners often challenged the authority of the named claimant while skipping over the actual party who is supporting the claim --- the alleged servicer. You might also want to challenge or at least question their authority to be a servicer. The fact that someone appointed them to be a servicer does not make…[...]

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Tags: audit, boarding, business records exception, payment history, servicers, TRUTH
Posted in Corruption, discovery, evidence, Fabrication of documents, foreclosure mill, Motions, Servicer |

Hat tip to Scott Staffne see Washington_Court_grants_summary_judgment ======================================= GET FREE HELP: Just click here and submit  the confidential, free, no obligation, private REGISTRATION FORM. The key to victory lies in understanding your own case. Let us help you plan for trial and draft your foreclosure defense strategy, discovery requests and defense narrative: 954-451-1230. Ask for a Consult or check us out on www.lendinglies.com. Order…[...]

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Yes, you can use discovery to win the case before it gets to trial. No, that won't happen just because you asked. You must follow the rules of civil procedure for that to happen. And like everything that happens in court there are no guarantees that even the best played hand will win. Many cases across the country have been…[...]

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Thursdays LIVE! Click in to the WEST COAST Neil Garfield Show with Charles Marshall Or call in at (347) 850-1260, 6pm Eastern Thursdays Once the sale has occurred, the trustee on the deed of trust issues a deed to either the party who initiated the foreclosure process or to a third party bidder. Then the "winner" of the bidding process takes the deed…[...]

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The Compounding Effects of Void Court Decisions That Are Contrary to Timely TILA Rescissions Sent Pursuant to 15 U.S.C. §1635 and 12 C.F.R. §226.23 Please send comments and suggestions to neilfgarfield@hotmail.com.  =================================== In 1968 the Federal Truth In Lending Act was enacted and signed into law in order to establish enforceable laws and regulations to promote the informed use of…[...]

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