Here is an exercise that enables readers to teach themselves the substance, tactics and strategies that can and will produce verdicts and judgments for homeowners ---- if the tactics and strategies are applied in a timely and proper manner. This is how I do it when I win. Get paper and pencil and get together with family and friends who…[...]

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Whether you watch TV, listen to the radio, or stream news and opinions, you will consistently hear the same subliminal message: debt is better than wealth. And people behave accordingly. Nearly all consumers, including the homeowners that I offer some relief, believe that their FICO score is their most valuable attribute. A savings account with real money in it is…[...]

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The expression "there ought to be a law" is not the same as there is a law. People who argue lack of precedent have not done legal research and have not performed legal analysis because they do not have the knowledge, training  and licensing to do so. Or, in the alternative, they are too lazy  to do the work. Their…[...]

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The start of every "loan" transaction with the homeowner (except in rare occurrences) is a lie. The enemy of success for the homeowner is himself. If he believes that the statements he receives and the nonpayment claims, together with the imposition of fees, are true, the homeowner will fail to employ defense strategies and tactics that any normal civil or…[...]

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Hello, Lance Denha esq. of Livinglies here again to help you in the fight against illegal foreclosures. Homeowners often find themselves overwhelmed and uncertain about their rights. The complex legal processes can leave homeowners feeling powerless and isolated. However, it's crucial to remember that you have rights as a homeowner, and understanding these rights can make a significant difference in…[...]

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Tags: foreclosure defense, foreclosure notice, stop the foreclosure
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As to foreclosures, homeowners face an enemy that is very challenging to defeat: themselves. As long as they believe the lie, homeowners will not retain lawyers to win the foreclosure cases. In fact, they will not even look for an opportunity to defend against illegal claims. see https://wallstreetjournal-ny.newsmemory.com/?publink=05d326cad_134abfa I started writing about home financing back in 2004. It was obvious…[...]

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And the secondary question is why private Bar associations should be empowered to enforce their own rules often treated as law --- especially when their decisions are so heavily influenced by political considerations. The contrived ignorance of the Bar is the most important factor in pereptuating the fraud described in this article. In the old days (early 1990s and earlier),…[...]

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Lance Denha esq. here from Livinglies.me, and I want to talk to you about a very serious matter that can shake any homeowner to their core - receiving a foreclosure notice for the first time. Receiving a foreclosure notice is scary, especially if you have not been following this blog and Neil Garfield’s methods, teachings and practices for years, or…[...]

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Tags: first foreclosure notice, stop a foreclosure
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There has never been any doubt that the "certificates" that were created and issued under the label of "derivatives" or financial instruments. They were financial instruments. They promised the buyer a schedule of payments extending indefinitely into the future. The problem has always been that the certificates conveyed no interest in any asset. And in the field of residential lending…[...]

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A Personal Farewell After nearly two decades of work as both a lawyer and investment banker, I must share something deeply personal: due to my declining medical condition, I will no longer be able to provide legal services—whether pro bono or paid. I have turned over my practice to Lance Denha, Esq., a trusted colleague who will continue the mission…[...]

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Tags: foreclosure attorney, lance denha esq.
Posted in foreclosure defenses, Uncategorized |