The bottom line is that the foreclosures are a sham. The proceeds of the foreclosure never go into a REMIC Trust because there is neither a REMIC election nor a Trust, much less any entity that outright owns the debt, note or mortgage. In order to win, you must know that the securitization players use sham conduits and fictitious names…[...]

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The bottom line is don't do that unless your situation is compelling. Don't assert medical conflicts when the conflict could easily be resolved. Filing such a motion without a sworn affidavit and supporting documentation is the same as not filing it at all. Let us help you plan for trial and draft your foreclosure defense strategy, discovery requests and defense…[...]

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Thursdays LIVE! Click in to the EAST COAST Neil Garfield Show with Neil F Garfield Or call in at (347) 850-1260, 6pm Eastern Thursdays WHAT IF IT IS A CONSPIRACY AND IT'S NO THEORY? Citi companies, as Elizabeth Warren has pointed out a number of times, deserves to be broken up into little tiny inconsequential pieces. The presence of the name "CitiMortgage")…[...]

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I had a request today from someone who apparently has an 8-10 year old case in which the property has been ordered sold but the sale has not yet occurred. The fact that the case has been lingering for so long is enough to tell me that the alleged "loan" was most likely subject to false claims of securitization or…[...]

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The bottom line is that the loans themselves were fatally defective in terms of the loan documents. The money was delivered but not by the named "lender" nor anyone in privity with the named lender. At all times nearly all of the loans were in actuality involuntary direct loans from investors who had no knowledge their money was being used…[...]

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Ultimately there will be recognition that the courts are vetoing legislation passed by congress simply because the judges disagree or are afraid of the consequences if they were to apply the law. Congress wrote it, passed it, and it was signed into law. In a nation governed by the rule of law there can be no space for exceptions. This…[...]

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Thursdays LIVE! Click in to the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260, 6pm Eastern Thursdays Judges and most lawyers think that just because they can't think of any harm being done to homeowners by fraudulent foreclosures that there isn't any harm. They are wrong. The question itself demonstrates bias and disregard…[...]

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The take-away is that modifications are a scam to either steal the loan or force homeowners into foreclosure. If the modification is seen as completed, the loan has been stolen  because the creditor has become a new and different party than anyone in the chain of title to the mortgage deed. If the modification is denied it is because they…[...]

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Probably the biggest mistake and most common mistake I ever made as a lawyer was by assuming certain things at the very beginning of a case. No case is more dangerous ground for assumptions than foreclosures. Let us help you plan for trial and draft your foreclosure defense strategy, discovery requests and defense narrative: 202-838-6345. Ask for a Consult. I provide…[...]

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EVERY VOTE IS ANOTHER BRICK STRENGTHENING OUR DEMOCRACY. THE MORE PEOPLE VOTE THE MORE THE PEOPLE MATTER TO THE POLITICIANS THAT ARE ELECTED. IF YOU WANT GOVERNMENT TO BE MORE RESPONSIVE TO THE NEEDS AND GOALS OF THE PEOPLE THEN VOTE. FAILURE TO VOTE IS FAILING CITIZENSHIP. [...]

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