A recent request from an old client brought to mind the changes that have occurred, as in her case, since 2011 — more than 7 years ago. A quick review indicates that the facts were correct but the conclusions need tweaking. And the title record should be updated. Many new laws and case decisions have […]

Tags: forensic analysis, forensic report, investors, Master Servicer, REMIC TRUST, subservicer, Titile, TRUTH
Posted in Corruption, discovery, expert witness, Fabrication of documents, Servicer |

If you have a medical problem do you want just one doctor to look at your lab results or a team of doctors each doing their own analysis? The same question applies if you are heading into litigation. The problem for homeowners is that having a deep bench of professionals costs money. That is the […]

Tags: forensic analysis, forensic report, legal analysis, strategy, tactics
Posted in Uncategorized |

If you stick to an objective statement of facts without presumptions, anyone can report and testify with credibility if they have backup. Once you cross the line into opinions the report is undermined as to bias, credibility and lack of foundation. Even if it is admitted into evidence the report will be given zero weight […]

Tags: expert, forensic report, OPINION, TERA
Posted in Corruption, discovery, evidence, expert witness |

Editor’s Note: to most Judges and most lawyers the thought that a home could be foreclosed by the wrong party, or that there could be a declaration of default on a satisfied mortgage, and that these things could lead to sale of a home by a bank or other party that doesn’t own it to […]

Tags: Bank of America, Beth Findsen, expert declaration, financial double jeopardy, Florida, forensic report, Golden gate Estates, Naples, Nyerges, recording, securitization, Tuan Van Ho
Posted in bubble, Corruption, Eviction, securities fraud |

This is pretty aggressive and pretty abusive. I don’t know how under GAAP this follows the rules whatsoever,” he said, referring to Generally Accepted Accounting Principles.“That reeks of an auditor who, rather than being really truly independent, is beholden to management,” he said, adding that the S.E.C. and the Justice Department should follow up on […]

Tags: Barclays, Ernst and Young, forensic analysis, forensic auditor training, forensic report, forensic review, gaap, Goldman Sachs, K&L Gates, Lehman, Linklaters, Lynn E. Turner, Michael Missal, New Century Financial Corp, Patricia Hynes, repo, Richard S. Fuld Jr, S.E.C., Valukas, workshop
Posted in bubble, Corruption, Eviction, Modification, securities fraud, Servicer |

Your case should first be summarized by your securitization expert who relies upon the expert opinions of others as to underwriting, appraisal, mortgage brokers etc. Then those other experts come in. After that, the forensic analyst and homeowner come in to fill in the facts upon which the experts relied. But you build your case […]

Tags: agent, allonge, bank of new york, BEAR STEARNS, Bear Stearns Asset Backed Certificates Series 2003-2, cross examination, custodian, cut-off date, EMC, endorsement, expert, forensic report, Form 8-K, fraud, Greenville, JP Morgan, JP Morgan Chase, MERS, MIN, MOM, opinions, Pool field, RBMG, securitized transactions, title policy, Wells Fargo Bank
Posted in bubble, Corruption, Eviction, securities fraud |

March 9, 2010, 3:29 p.m. EST · Recommend · Post: Obama Administration Tells Court Government-Run Fannie Mae and Freddie Mac Not Subject to Open Records FOIA Law Judicial Watch Battles in Federal Court to Release Fannie and Freddie Political Contribution Information WASHINGTON, DC, Mar 09, 2010 (MARKETWIRE via COMTEX) — Judicial Watch, the public interest […]

Tags: Fannie MAe, forensic analysis, forensic report, Freddie Mac, Judicial watch, www.judicialwatch.org
Posted in bubble, Corruption, Eviction, securities fraud |