The Great Chase-Wamu Deception! Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays Why? Because on September 25, 2018 acquired WAMU and before that WAMU was seized which means that WAMU as a separate entity ceased to exist on the date of seizure (when it became the FDIC) and the date of…[...]

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Freddie Mac Structured Agency Credit Risk (STACR®) debt notes are unsecured and unguaranteed bonds issued by Freddie Mac whose principal payments are determined by the delinquency and principal payment experience on a STACR Reference Pool consisting of recently- acquired single family mortgages from a specified period. GO TO LENDINGLIES to order forms and services Let us help you plan your answers, affirmative defenses, discovery requests and…[...]

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It's only when you do the work --- burrowing into all the data that the truth emerges. From many prior cases it has been obvious that the "boarding process" was a ruse. It was cover for the real parties who were manipulating data to suit their own needs contrary to their duties to the alleged investors and borrowers. GO TO LENDINGLIES to…[...]

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Tags: Altisource, Black Knight, LPS, Ocwen, REALServicing, TRUTH
Posted in Corruption, discovery, evidence, Fabrication of documents, Servicer |

No two financial crises are ever quite the same. The next one won’t be like the last. But history teaches lessons, and there’s no excuse for ignoring them. Regulators have done a lot to reform the financial system since the 2008 crisis, but they still haven’t fixed the market where the trouble started: U.S. mortgages. It’s an omission they need…[...]

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Tags: Bloomberg, certificate holders, David Shipley, legal standing, Servicer advances, servicers, TRUTH
Posted in Fabrication of documents, legal standing, Pleading, securities fraud |

How Are Homeowners Winning? Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays Homeowners are winning cases in increasing numbers as Judges get increasingly skeptical of  the so-called evidence that is brought into their courtrooms by banks and servicers. Homeowners are winning foreclosure cases with rulings that describe the defects and deficiencies…[...]

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For reasons unknown to me these two videos have had a combined viewing total of around 225. It should be 225 million. This is a first step on changing that. Everyone who is or has been involved in foreclosure or whose neighbor has been involved in foreclosure should view these two relatively short animated presentations. Hats off to John Reed…[...]

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The entire playbook of the banks and servicers consists of one underlying theme: to obtain foreclosures based upon presumptions that are contrary to the facts. GO TO LENDINGLIES to order forms and services Let us help you plan your answers, affirmative defenses, discovery requests and defense narrative: 954-451-1230 or 202-838-6345. Ask for a Consult. You will make things a lot easier on…[...]

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Tags: beneficiary, credit bid, judicial economy, judicial notice, Substitution of Trustee, TRUTH
Posted in Corruption, discovery, evidence, Fabrication of documents, Motions |

This decision, although not yet for publication, brings us another step closer to exposure to the largest economic crime in human history. Every lawyer should read it more than once in its entirety. It contains the arguments and the narrative for most successful defense strategies against fraudulent foreclosures. Fundamental to understanding why foreclosures are fraudulent and why most borrowers should…[...]

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Tags: affidavits, declaration, Deutsch, FOUNDATION, Hawaii, HSBC, MOORE, notes, PNC, presumptions, self-serving, transfer, TRUTH
Posted in Corruption, discovery, evidence, Fabrication of documents, legal standing, Servicer |

“Lehman’s own documents show it was aware of the widespread problems and deteriorating performance of the loans it had securitized,” with half the loans at one point containing material misrepresentations, the trustees said in a court filing. Editor's Note: The difference is money --- investors have it and borrower's don't. So while investors are successfully litigating fraud and deceit, the borrowers…[...]

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Tags: BlackRock Financial Management, BlueMountain Capital Management LLC, Credit Suisse, Deer Park Road Management Co, Deutsche Bank National Trust Co, Goldman Sachs, mortgage fraud, Prophet Capital Management LP, RMBS holders, Tilden Park Capital Management LP, Tricadia Capital Management LLC, Whitebox Advisors LLC
Posted in Corruption, discovery, evidence, securities fraud |

"The jury, after deliberating for approximately 7 hours, determined that Ocwen breached its contract, violated RESPA for failing to adequately respond to Saccameno's Qualified Written Request, violated the FDCPA and committed both unfair and deceptive acts in violation of the Illinois Consumer Fraud Act.  Monette Saccameno was awarded $500,000.00 in compensatory damages, $70,000.00 in non-economic damages, $12,000.00 in economic damages and $3,000,000.00 in punitive damages. Nicholas Heath Wooten, Esq., Ross…[...]

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Tags: bankruptcy, breach of contract, FDCPA, Illinois Consumer Fraud Act, Ocwen, RESPA 6, TRUTH, US BANK
Posted in Corruption, Fabrication of documents, Motions, Servicer |