Editor's Note: Despite the federal moratoria on foreclosures until March 31, 2018- the banks are ignoring, Puerto Rico was subjected to the same tactics used to displace Mainland residents from their homes including robosigning, fabrication, forgery and dual-tracking.  The fact that the federal government does nothing to assist an American territory is predictable but unconscionable. David Dayen at the Intercept…[...]

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Posted in Uncategorized |

Editor's Note: A Rare Victory for Homeowners in Illinois Sometimes, it’s the small wins that matter most in foreclosure defense. In U.S. Bank NA v. Hernandez, the Illinois Appellate Court vacated a foreclosure judgment against Jose and Maria Hernandez. While the court held that U.S. Bank had standing, it found material questions of fact about whether the bank complied with…[...]

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Tags: foreclosure defense
Posted in foreclosure defenses, Uncategorized |

Beware of Scams: --- people masquerading as me, or saying they are associated with me, or using my intellectual property without prior authorization. For long time readers of the blog you have seen this before.   It is frequent that people try to offer services that they say are associated with me or GTC Honors, LendingLies, AMGAR or LivingLies or…[...]

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Posted in Uncategorized |

Thursdays LIVE! Click in to the: The West Coast Foreclosure Show with Charles Marshall Or call in at (347) 850-1260, 6pm Eastern Thursdays Attorney Charles Marshall will discuss California's Homeowner Bill of Rights today on the West Coast Foreclosure Show. Loan servicers and banks have tried to convince Californians that California’s Homeowner Bill of Rights has been repealed effective on…[...]

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Tags: CALIFORNIA, california foreclosure, charles marshall, HOBR
Posted in Uncategorized |

Homeowners seem to have more options than they think in an unlawful detainer action based upon my analysis. It is the first time in a nonjudicial foreclosure where the foreclosing party is actually making assertions and representations against which the homeowner may defend. The deciding factor is what to do at trial. And the answer, as usual, is well-timed aggressive…[...]

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Tags: beneficiary, credit bid, duly perfected title, Eviction, foreclosure sale, owner of the debt, Substitution of Trustee, the debt, TRIAL OBJECTIONS, trustee, TRUTH, Unlawful Detainer
Posted in Eviction |

This week, Chain of Title is released in paperback with a new afterword. By David Dayen https://thenewpress.perseusbooks.com/cart The “gripping” (The New York Times) and “Hitchcockian” (Publishers Weekly) story of how a nurse, a car dealership worker, and a forensic expert took on the nation’s largest banks “If you’re looking for a book . . . that will get your heart…[...]

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  In a private student loan a "lender" loans the money.   The stories are endless as the "loan officer" encourages the student to increase the amount of the loan to cover books, living expenses and of course, other college expenses like alcohol, car payments and iPhones.  Once again, we encounter the exact opposite of what any reasonable lender would do…[...]

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The bank playbook is very simple: keep it as complicated as possible. That way the court and even the homeowner will come to rely on what the banks and so-called servicer say about names, places, documents and money. That's how they sold the initial fraudulent MBS and around 10 million foreclosures. If you had a high success rate and you…[...]

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Tags: financial analyst, interrogatories, Ocwen, Ocwen Financial Corporation, Ocwen Loan Servicing, REQUESTS TO PRODUCE, Sally Torres, TRUTH
Posted in Corruption, discovery, Eviction, evidence, legal standing, Motions, Servicer |

Tell SIGTARP, the Troubled Asset Relief Program, to stop investigating fraud and compiling huge reports- and to DO SOMETHING FOR THE HOMEOWNERS WHO WERE HARMED: https://www.sigtarp.gov/Pages/crimetips.aspx SigTarp, through its numerous investigations has discovered massive amounts of modification fraud as seen in this audit: http://www.sigtarp.gov/audits .  And yet NOTHING has been done for the homeowners who were deceived, had approved modifications revoked,…[...]

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Tags: SIGTARP Fraud, Treasury Fraud
Posted in Uncategorized |

  By J. Guggenheim, LendingLies Sexual harassers in media and Hollywood are just now paying the price for their crimes, while bankers who destroyed millions of lives have faced no punishment.  The federal government has had a luke-warm response to those with wealth and power who commit sexual crimes, and yet, they are complicit in protecting those who steal homes…[...]

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