The Problem with Many Foreclosure Attorneys Foreclosure defense attorneys can take your money and not help due to lack of subject matter expertise Foreclosure Defense is a specialty and there are not a lot of lawyers with this expertise Many have conflicting interest with banks and servicers Many have no trial experience; Foreclosure Defense is best practiced by trained litigators…[...]

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Tags: foreclosure defense
Posted in foreclosure defenses, Foreclosure Questions, Motions, Pleading |

Why Ownership of the Loan Matters If the plaintiff doesn’t own your debt, they can’t foreclose. How Loan Ownership Gets Lost Loans are sold multiple times. Paperwork often doesn’t match reality. FOCUS ON THE CHAIN OF ASSIGNMENTS “FILED AND RECORDED” IN THE PUBLIC RECORDS REVIEW PLAINTIFFS’ ALLEGATIONS IN THE FORECLOSURE COMPLAINT WHICH RELY ON SPECIFIC “FALSIFIED” INSTRUMENTS TO COMPLETE ITS…[...]

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Tags: foreclosure, foreclosure defense, securitization
Posted in Corruption, evidence, Fabrication of documents, foreclosure defenses, legal standing |

When Is It Too Late to Stop Foreclosure? Many homeowners ask this question only after receiving a notice of default or learning that a sale date has been scheduled. The truth is that foreclosure can often still be delayed or stopped, even when the process is already underway. Whether you’re trying to stop foreclosure now, defend a sale date, or…[...]

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Tags: foreclosure defense
Posted in foreclosure defenses, Foreclosure Questions |

The Myth of Personal FailureBanks want you to think foreclosure is your fault. It’s not. How Banks Rig the GameServicing errors, force-placed insurance, and fake fees create defaults. -MISLEADING LOAN MODIFICATION PROCESS AND PROCEDURES -UNREASONABLE DELAYS IN THE MODIFICATION APPROVAL PROCESS FOR HOMEOWNERS, INTENTIONALLY CREATED, IN ORDER TO PROCEED WITH FORECLOSURE AND SALE HOME SALE The servicers goal is to…[...]

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Tags: foreclosure defense, fraud
Posted in Corruption, foreclosure defenses |

Sorry but there are more than 10 Arguing fairness, morality, or hardship instead of focusing on legal standing or evidentiary proof. Misusing procedural defenses Asserting rescission or TILA rescission years after expiration Relying on “sovereign citizen,” UCC redemption, or strawman theories — instantly discredited by courts. Filing motions without evidence, exhibits, or affidavits to support factual claims. Submitting poorly drafted…[...]

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Posted in foreclosure defenses |

We see so many clients come to us after failing in court that we thought it important to share exactly which battles are important to fight in Foreclosure and which ones to skip. After 20+ years of doing this nationwide who better than us to share with you some of the mistakes we see. Which Battles Are Worth Fighting in…[...]

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Tags: foreclosure defense
Posted in evidence, expert witness, Fabrication of documents, foreclosure defenses, legal standing, Pleading |

By Donna Steenkamp, Head of Research/Quiet Title Expert  Living Lies/Defend the Foreclosure Here's how to win your Foreclosure defense case with Quiet Title Actions. Many homeowners are shocked to find that when they fight foreclosure, the court accepts a note with an “in-blank” endorsement (basically, a rubber stamp without a name or date) as proof that the bank owns their…[...]

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Tags: foreclosure defense, foreclosure offense
Posted in Fabrication of documents, foreclosure defenses, legal standing |

Many homeowners ask us, what is foreclosure and how does it affect them? In simple terms, foreclosure is the legal process that allows a lender to take back a home when the homeowner falls behind on mortgage payments. Understanding the Meaning of Foreclosure When people search what does foreclosure mean, they’re often already worried about missed payments or letters from…[...]

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Tags: foreclosure, foreclosure defense, foreclosure offense
Posted in Foreclosure Questions |

The reality of Judicial bias in the courts Judges display a tremendous amount of court bias against homeowners in foreclosure cases. Especially when they are representing themselves. They often trust banks more than homeowners. That doesn’t mean you can’t win. Strategies to Overcome Judicial Bias in the courts - Stick to facts, not emotion.- Demand evidence from opposing counsel, not…[...]

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Tags: foreclosure, foreclosure defense, foreclosure offense, foreclosures
Posted in evidence, expert witness, foreclosure defenses, legal standing, Motions, Pleading |

We've spoken many times about Fraud and how we use evidence of it to win cases against pretend lenders. Our homeowner clients know the importance of fraud claims to show lack of standing and other defenses and now so can you. Read on. (if you want to see redacted drafts of our work using fraud statutes ask to join our…[...]

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Tags: foreclosure, foreclosure defense, fraud
Posted in Corruption, evidence, expert witness, Fabrication of documents, foreclosure defenses, securities fraud |