Homeowners are dismayed and even claim court bias when the report of a self-proclaimed expert is barred from evidence. Or they become equally incensed when the court allows the report into evidence but gives it zero weight in rendering a decision. But the court is, to that extent, merely following the rules that govern what Judges should or should not…[...]

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Tags: affidavit, Daubert, declaration, due process, expert, Frye, HOLDER, holder in due course, in limine, Ostrich Strategy
Posted in Uncategorized |

Editor's Note: Although the hedge funds and investors can't claw back lost profits, perhaps they can sue on the rampant fraud committed by the GSEs. http://www.zerohedge.com/news/2017-02-21/fannie-freddie-plunge-after-court-rules-hedge-funds-cant-sue Moments ago, the stocks of the nationalized GSEs - Fannies and Freddie - tumbled by over 30%, after a federal appeals court upheld a ruling that barred hedge funds from suing to overturn the…[...]

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Tags: Fannie MAe, Freddie Mac
Posted in Uncategorized |

By the Lending Lies Team Fannie Mae and Freddie Mac have introduced a new loan modification option called Flex Modification. This program replaces HAMP (Home Affordable Modification Program), the Standard Modification, and the Streamlined Modification. On paper, it’s designed to reduce monthly payments for troubled borrowers. In practice, it may also serve another purpose: to paper over defective loans and…[...]

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Tags: Fannie MAe, flex modification, Freddie Mac, HAMP, LOAN MODIFICATION
Posted in discovery, Fabrication of documents |

"In order to establish its entitlement to enforce the lost note, PennyMac could establish standing “through evidence of a valid assignment, proof of purchase of the debt, or evidence of an effective transfer.” BAC Funding Consortium, 28 So. 3d at 939. PennyMac’s filings in support of its motion for summary judgment did not present evidence of any of these things.…[...]

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Tags: assignment, Citimortgage, Houk, Pennymac, standing, Substitution of Parties
Posted in Uncategorized |

Dear Mr. Garfield, For the last decade you have enlightened and educated millions of homeowners and helped countless others defend against fraudulent foreclosure. Your willingness to explain complex legal theories and procedure have helped to level the playing field between homeowners and the banks. We appreciate your sacrifices and believe that history will memorialize you as a visionary  who exposed…[...]

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Posted in Uncategorized |

The FBI proudly announces they have convicted a California mortgage rescue operation but pays no attention to the fact that banks are continuing their unabated crime spree that way surpasses a small time mortgage rescue operation.  The government has hard evidence that bank servicers are participating in criminal conduct that includes forging instruments, perjured affidavits, predatory servicing and modification scams…[...]

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Tags: federal burea of investigation, foreclosure fraud
Posted in Uncategorized |

Please tell Lending Lies about your foreclosure experience here: Foreclosure Survey Please complete our our brief survey on your experiences. All answers are confidential and will not be shared. No personal information required or collected. We will report about our findings in the next several weeks. Thank you in advance for your participation.[...]

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Hat tip to StopForeclosureFraud.com See: http://stopforeclosurefraud.com/2017/02/16/houk-v-pennymac-corp-fl-2dca-pennymac-failed-to-meet-its-burden-of-showing-the-nonexistence-of-a-genuine-issue-of-material-fact-regarding-its-entitlement-to-enforce-the-lost-note/ LANE A. HOUK, Appellant, v. PENNYMAC CORP., substituted as party plaintiff for CitiMortgage, Inc.; SHANNON HOUK; BELLE MEADE OWNERS ASSOCIATION, INC., and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Appellees. Case No. 2D15-2583.District Court of Appeal of Florida, Second District.Opinion filed February 10, 2017.Appeal from the Circuit Court for Lee County; Thomas S. Reese, Senior Judge.…[...]

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Tags: Citimortgage, frauduent foreclosure, Mark Stopa, Penny Mac
Posted in Uncategorized |

Don't Ignore That Request for return of Note At End of Case Get a consult! 202-838-6345 https://www.vcita.com/v/lendinglies to schedule CONSULT, leave message or make payments.   THIS ARTICLE IS NOT A LEGAL OPINION UPON WHICH YOU CAN RELY IN ANY INDIVIDUAL CASE. HIRE A LAWYER.   It is standard to request and receive the note at the end of trial. But…[...]

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Tags: cancelled note, rescission
Posted in Uncategorized |

    [caption id="attachment_35460" align="alignnone" width="742"] The California Foreclosure Landscape Live at 6 pm[/caption] Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays MAIN NUMBER: 202-838-NEIL (6345). Get a Consult! https://www.vcita.com/v/lendinglies to schedule, leave message or make payments. Our Services:  https://livinglies.me/2016/04/11/what-can-you-do-for-me-an-overview-of-services-offered-by-neil-garfield/ Register for Consultation here: https://live.vcita.com/site/lendinglies   In this episode of…[...]

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