We all know that the banks committed wholesale fraud on the government, on investors, on the the court system and on borrowers. They fabricated documents, forged them, altered them, and even paid off employees of Government agencies to do things that in normal circumstances would never be tolerated. The question is why did the banks go so far off the…[...]

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Tags: American Mortgage Consultants, Fannie MAe, Federal Housing Finance Agency, Federal Truth in Lending Act/Regulation Z (TILA), Freddie Mac, HOEPA, Jeffrey Mayer, Jeffrey Verschleiser, Michael Nierenberg, Moody's, New Residential Investment Corp., NRMLT 2015-1, NRZ Sponsor V, Thomas Marano, Visionet Systems
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http://www.bankerandtradesman.com/2016/12/deadline-preserve-right-challenge-foreclosures-approaches/ By Jim Morrison Last Friday, Antonio Ibañez – yes, that Ibañez – spoke out publicly for the first time urging homeowners who have been foreclosed-upon prior to 2014 to file paperwork at their registry to preserve their right to challenge that foreclosure for 20 years by Friday, or lose that right forever. The bill Gov. Charlie Baker signed into…[...]

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Tags: Ibanez, Massachusetts
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Judges may be biased in favor of "national security" (i.e., protecting the banks), but they have a surprisingly low threshold of tolerance when they are confronted by the bank's argument that they don't have to accept the money and that it is the bank's option as to whether to accept the money or proceed with the foreclosure. To my knowledge…[...]

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Tags: ARTICLE 3, bondholders, Golden Rule of Mortgage Foreclosure, holder in due course, merger doctrine, MERS, noteholders, PETE, proper negotiation of ntoe, UCC
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If they really wanted to provide the relief necessary for homeowners and household wealth and thus bolster the economies of the world, they would take down the the shadow banking marketplace with one simple announcement: that the notes and mortgages were illegal, immoral. and improper, as they were designed not for a loan, but a cover-up of outright theft from…[...]

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Too many lawyers and pro se litigants look at the title to a document and don't know what else to do with it. They accept as true that a document is what is stated. That is one of the many trapdoors the banks have laid for us. Listen to the Last Neil Garfield Show at http://tobtr.com/s/9673161 Get a consult! 202-838-6345 https://www.vcita.com/v/lendinglies to…[...]

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Tags: assumptions, authenticity, authority, hearsay, parties to an instrument, presumptions, signatories, timely objections, title to document
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For the past 15 years there has been a huge chasm between what a document says and what actually occurred. In foreclosure settings, the conscious decision has been made to ignore the Truth and proceed on the falsehoods promulgated by the banks. This arises from the "national security" fear that if the banks are not allowed to continue their fraudulent…[...]

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Tags: assignments, DEED OF TRUST, forensic analysis, FOUNDATION, hearsay, information, infrastructure, National Security, Prepared by, Return to, TRUTH, warranty deed
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http://nypost.com/2016/12/18/obamas-conceputally-flawed-mortgage-lifeline-effort-to-end-this-year/ By Catherine Curan The foreclosure crisis is still raging, but on Dec. 31, President Obama’s first and largest mortgage-modification program ends. In February 2009, when a tidal wave of foreclosures threatened America’s ailing economy, Obama launched the Home Affordable Modification Program, or HAMP, touted as a lifeline for up to 4 million struggling homeowners. It didn’t work out that…[...]

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Tags: HAMP failure, Hamp modification
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http://www.zerohedge.com/news/2016-12-16/obama-housing-recovery-crushes-blacks-young-adults-homeownership-rates-crash The Obama administration has a tendency to conflate the strong performance of Fed-induced "assets bubbles" with "strong economic growth."  Unfortunately, as is often the case these days, the "hard data" paints a slightly different picture than the "narrative" being pushed by Obama and his staff. Per a new report from the Pew Research Center, and as our readers are…[...]

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'They Are Both Profiteers': Meet The Two Most Repellent Reptiles to Slither into Trump's Swamp Steven Mnuchin and Wilbur Ross will bleed the country dry. By Amy Goodman / Democracy Now! December 2, 2016 Photo Credit: Screengrab/Democracy Now! We look at two of Donald Trump’s Cabinet picks: Steven Mnuchin for treasury secretary and Wilbur Ross for commerce secretary. Mnuchin has…[...]

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Tags: amy goodman, DAVID DAYEN, democracy now
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http://www.housingwire.com/articles/38785-democrats-want-peoples-complaints-about-steve-mnuchin-the-foreclosure-king   Senate Democrats, led by Sen. Elizabeth Warren, D-Mass., appear to be showing their hand a bit when it comes to how they plan to handle the confirmation hearing of one of President-elect Donald Trump’s top cabinet nominees. On Friday, Warren took to Twitter to unleash one of her trademark tirades. This time, the target was Steve Mnuchin, a…[...]

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Tags: goldman sachs fraud, one west bank, steve m mnuchin
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