[caption id="attachment_43314" align="alignnone" width="391"] Wishing you a Happy Thanksgiving 2016[/caption][...]

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http://saintpetersblog.com/homeowners-denied-mortgage-reduction-program-accuse-bank-america-fraud/ by Jade Isaacs, St Petersblog Twenty homeowners are suing Bank of America for fraud after the bank denied them a program that would lower mortgage payments. Home Affordable Modification Program (HAMP) was designed to help homeowners affected by the market crash in 2008. The program would reduce monthly mortgage payments to 31 percent of the borrower’s pretax monthly income.…[...]

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They were "aggregating" paper not debts or loans. And the courts are presuming that where there is paper there must be a transaction somewhere in there even if there isn't.  * Starting around 2007, the empty trusts were said to have been repackaged into new special purpose vehicles which also turned out to be mostly trusts. It's the same game…[...]

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As expected, the title insurers are now walking back their prior wave of title policies where the property is (a) faulty at inception and (b) acquired by illegal use of nonjudicial process. The problem is simple: if the methods or means of foreclosure was illegal, States like Hawaii say the sale is void and title is restored to the homeowner.…[...]

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http://bpinvestigativeagency.com/washington-mutual-bank-sold-these-67529-toxic-loans-and-not-one-single-foreclosure-by-the-investors/ In relation to my previous article, let me continue a bit further. More and more cases continue to come across my desk showing that WaMu loans claimed to be owned by JPMorgan Chase, through the “Purchase & Assumption Agreement” with the FDIC, were in fact sold by WaMu to “Private Investor – AO1” prior to the FDIC’s Receivership. Here is an excerpt…[...]

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Tags: Bill Paatalo, bpinvestigativeagency, foreclosure fraud, WAMU
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  [caption id="attachment_35460" align="alignnone" width="408"]          The WaMu-JPMorgan Illusion Live at 6 pm[/caption] Thursdays LIVE! Click in to the The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays   Mortgage Fraud Investigator Bill Paatalo and Southern California Attorney Charles Marshall join Attorney Neil Garfield to discuss Loan Modification Fraud, and recent foreclosure trends. Bill Paatalo, a…[...]

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Tags: Chase, jpmc fraud, lendinglies, Livinglies, neil garfield radio show, WAMU
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This decision could be a lot worse for the banks and servicers than it might appear. The Trustee for a valid REMIC trust that owns the debt (and doesn't just control the paper) is clearly NOT a debt collector. But considering that no Trustee has EVER claimed to be a holder in due course and that the Trust is in…[...]

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Tags: FDCPA, TILA, TILA rescission
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Every few months I must issue a declaration that I am not endorsing people. Some claim it just because I am in contact with them. Even where I have referred business to a particular entity or lawyer, that does not constitute an endorsement unless I say it does. For example, I do endorse Bill Paatalo and Dan Edstrom as forensic…[...]

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Anyone defending a foreclosure these days should start with the assumption that the entire infrastructure of "loans" and foreclosures consists of lies. This assists in planning objections and cross examination. More importantly it provides the narrative that casts doubt on the trustworthiness of testimony and documentary evidence --- which in turn can deprive the the foreclosing party of the essential…[...]

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Tags: cross examination, False testimony, legal presumptions, OBJECTIONS, robo-witness
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In 2008 I said that anyone who runs against the banks would succeed politically. Anyone who failed to run against the banks would face stronger and stronger opposition. The turnout for Sanders and Trump clearly proved my point. And the lack of interest by other candidates, or even the lack of curiosity, caught up to them. In the future this…[...]

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