State takes final steps to implement new foreclosure laws       December 7, 2016 Ben Lane The state of New York is taking the next step in its fight against abandoned foreclosures and neighborhood blight by unveiling a consumer bill of rights for borrowers facing foreclosure. The consumer bill of rights is part of series of “sweeping” new laws…[...]

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Tags: NY bill of rights
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Ten days ago, Zero Hedge reported that the "US Housing Market In Peril As "Increase In Mortgage Rates Has Shocked Consumers." Fast forward to today when the same "shocked consumers" referenced in the WSJ piece must be on the verge of a nervous breakdown because according to the Mortgage Brokers Association, rates on US fixed-rate mortgages rose to their highest…[...]

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We might as well ask the financial industry to shoot us again, because the last shot in 2008 has worn off. The industry has convinced mainstream media that foreclosures are over. They are not. In fact they are rising all over the country except specific pockets where the banks have manipulated their efforts to create the illusion of a foreclosure…[...]

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Bottom Line: The Banks never stopped the lucrative practice of using other people's money and diverting those investments into their own pockets without any risk of loss. All stable managed funds and other managed portfolios are at risk. Get a consult! 202-838-6345 https://www.vcita.com/v/lendinglies to schedule CONSULT, leave message or make payments.   THIS ARTICLE IS NOT A LEGAL OPINION UPON WHICH…[...]

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The arrogance of the banks is subsumed in the decisions of courts. That the writer of an instrument would attempt to literally write language into an instrument that contradicts the laws of evidence is arrogant; but the fact that judges are accepting it because it appears in black and white, is abdication of the judicial function. "That is exactly what…[...]

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Tags: 1003646=BofA, best evidence, hearsay, MERS ID, WAMU, WMMSC
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Mnuchin was and remains "the guy between the guys.” Billed as the organizer of OneWest his role was to provide a layer between the founders and the rest of the world. His prospective appointment As Secretary of the US Treasury means that the TBTF banks would have a lackey to do what the banks wanted the US Treasury to do.…[...]

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Tags: Fannie MAe, Freddie Mac, Mnuchin, OneWest, securitization, TBTF, Trump
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https://www.democracynow.org/2016/12/2/bankers_behind_great_foreclosure_machine_joine   We look at two of Donald Trump’s Cabinet picks: Steven Mnuchin for treasury secretary and Wilbur Ross for commerce secretary. Mnuchin has deep ties on Wall Street, including working as a partner for G oldman Sachs, and his hedge fund played a role in the housing crisis after it scooped up the failing California bank IndyMac in 2008.…[...]

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[caption id="attachment_35460" align="alignnone" width="453"] Sue the Trust: Live at 6 pm[/caption] Thursdays LIVE! Click in to the The Neil Garfield Show Or call in to listen at (347) 850-1260,  6pm Eastern Thursdays Tonight Neil Garfield and California attorney Charles Marshall will address why  homeowners haven't sued the Certificate Holders of a specific Trust who are allegedly directing the foreclosure behind…[...]

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In the final analysis there is nothing about the business model that makes sense. Switching servicers and owners is simply not the norm of the industry except in relation to cases in foreclosure. It only makes sense if you assume that they are hiding the truth. Get a consult! 202-838-6345 https://www.vcita.com/v/lendinglies to schedule CONSULT, leave message or make payments.   THIS…[...]

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Tags: BAC, Bayview Loan, BOA, countrywide, Freddie Mac, LPS/Blacknight
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[gallery ids="34815,34247" type="rectangular"]   https://www.thenation.com/article/wilbur-ross-and-steve-mnuchin-profiteers-of-the-great-foreclosure-machine-go-to-washington/ In my book Chain of Title, I refer to the collection of lenders, mortgage-servicing companies, third-party document processors, foreclosure-mill law firms, and trustee banks as all part of the Great Foreclosure Machine. I’m now realizing I should have trademarked the phrase, because Donald Trump just picked two engineers of that machine to serve in his…[...]

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