The “free house” mythology will have become reality. That is what happens when you break the laws governing deceptive and predatory lending. … for those who don’t give up, the reward is substantial when TILA rescission is reluctantly recognized by the Courts as effective upon mailing. Get a consult! 202-838-6345 CALL NOW FOR TONIGHT’S SMALL […]

Tags: 15 USC §1635, 3 YEAR LIMITATION, deceptive lending, EFFECTIVE UPON MAILING, JESINOSKI V COUNTRYWIDE, LOWER COURTS, predatory lending, PURCHASE MONEY LIMITATION, rescission, Supreme Court, TILA rescission, Truth in Lending Act
Posted in Uncategorized |

By William Hudson Millions of Americans lost their homes to foreclosures or short sales during the housing crisis that continues with no end in sight. The same servicers and mortgage companies who induced millions into fraudulent loans are now trying to convince those same homeowners that were damaged by foreclosure to reenter the home market. […]

Tags: 2008 Part II, mortgage inducement, mortgage lending fraud, predatory lending
Posted in Uncategorized |

The U.S. housing market is once again teetering. To keep buyers in the game, home prices inflated, and investors satisfied (for now), loan originators are being encouraged to dust off the old playbook: subprime-style mortgages. These programs are predatory by design. They target borrowers without the resources to maintain a property long term, cover cost-of-living […]

Tags: predatory lending, quicken 1% down
Posted in Servicer |

Today is National Honesty Day. While it should be a celebration of how honest we have been the other 364 days of the year, it is rather a day of reflection on how dishonest we have been. Perhaps today could be a day in which we say we will at least be honest today about […]

Tags: appraisal fraud, auction fraud, Bank of America, bankruptcy, borrower, countrywide, disclosure, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, modification, predatory lending, securitization, Wells Fargo
Posted in Corruption, evidence, expert witness, foreclosure defenses, foreclosure mill, Modification, Pleading, securities fraud, Servicer |

The secured party, the identified creditor, the payee on the note, the mortgagee on the mortgage, the beneficiary under the deed of trust should have been the investor(s) — not the originator, not the aggregator, not the servicer, not any REMIC Trust, not any Trustee of a REMIC Trust, and not any Trustee substituted by […]

Tags: borrower, creditor, disclosure, escrow agent, foreclosure, foreclosure defense, foreclosure offense, LOAN MODIFICATION, predatory lending, securitization, TILA audit
Posted in Corruption, evidence, expert witness, foreclosure defenses, foreclosure mill, Modification, Pleading, securities fraud, Servicer |

Featured Products and Services by The Garfield Firm NEW! 1/2 Day CLE Workshop for Paralegals and Lawyers with Neil Garfield: Building a case book for each client that saves time rather than takes time. NEW! 2nd Edition Paralegal-Attorney Workbook,Treatise & Practice Manual ——–>SEE TABLE OF CONTENTS: WHOSE LIEN IS IT ANYWAY TOC LivingLies Membership – […]

Tags: assumption of risk, bankruptcy remote vehicle, co-obligor pretender lenders, fraud, inflated appraisals, joint venture with pretender lender, predatory lending, pretender lender, slander of title
Posted in bubble, Corruption, Eviction, securities fraud |

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual – Pre-Order NOW for an up to $150 discount LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Want to read more? Download entire introduction for the Attorney Workbook, Treatise & Practice Manual 2012 […]

Tags: appeal, attorney general, bankruptcy, borrower, court, Darrell Blomberg, foreclosure, foreclosure defense, foreclosure fraud, foreclosure offense, FORECLOSURE SETTLEMENT, Foreclosure Strategists, foreclosures, forgery, homeowners, housing market, housing prices, Lender Liability, Macayo's Restaurant Phoenix, Make the record, making the record, Mortgage, mortgage meltdown, mortgages, predatory lending
Posted in Uncategorized |

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual – Pre-Order NOW for an up to $150 discount LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Want to read more? Download entire introduction for the Attorney Workbook, Treatise & Practice Manual 2012 […]

Tags: Accountable, American Banker, Anat Admati, BALANCE SHEETS, Bank of America, banks, Banks are Too Big to Regulate, Bloomberg, Brown-Kaufman amendment, Camden Fine, chief of staff, Citigroup, creditor, DELAWARE, Dodd-Frank, Economix, Fair and Efficient Banking Act, FDIC, Federal Deposit Insurance Corporation., Federal Reserve Bank of Dallas, Federal Reserve Bank of Kansas City, Federal Reserve window, financial lobby, free house, free money, governor of the Bank of England, governor of Utah, insurance payoff, investor-lenders, Jamie Dimon, Jeff Connaughton, Jon Huntsman, JP Morgan, JPM people, Lender Liability, leverage ratio, MEGABANKS, Mervyn King, mortgage bonds, mortgage loan, Myth, non-bank financial institutions, Politico, predatory lending, President of the Independent Community Bankers of America, principal reduction, Professor admati, public policy, regulators, REMIC, risk management, Safe, securitization chain, Senate, Senate banking committee, Senator Bernie Sanders, Senator Brown, Senator Sherrod Brown, Senator Ted Kaufman, Sheila Bair, Simon Johnson, taxpayer bailout, taxpayers, Tom Hoenig, too big to fail, Too Big to Manage, toxic loans, tranches, Treasury Department, Truth in Lending Law, Wall Street lobby, Wells Fargo, Who Wants to Break Up the Big Banks?
Posted in Uncategorized |

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual – Pre-Order NOW for an up to $150 discount LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Want to read more? Download entire introduction for the Attorney Workbook, Treatise & Practice Manual 2012 […]

Tags: affidavits, appellate court, bankruptcy court, bankruptcy court judges, BAP, cases affirmed on appeal, Circuit Court of Appeals, citations, clerk of the court, court abused its discretion, court reporter, denial of due process, district court judge, evidence, federal jurisdiction, fighting foreclosure, foreclosure, foreclosure cases, foreclosure defense, foreclosure fraud, foreclosure offense, fraud upon your client, fundamental error, in limine, judge, lower court, memorandum of law, Motion IN Limine, OBJECTIONS, objections in limine, objections known in advance, opposing counsel, predatory lending, Preserving your rights on appeal, pro se litigants, procedure, record on appeal, reversed on appeal, silence as concession, transcription, TRIAL, trial proceedings, Whose Lien is it anyway?
Posted in Uncategorized |

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual – Pre-Order NOW for an up to $150 discount LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Want to read more? Download entire introduction for the Attorney Workbook, Treatise & Practice Manual 2012 […]

Tags: 54 billion euros, aristocracy, bailouts, Banco Bilboa Vizcaya Argentaria SA, Banco Santander SA, bank losses, Bank of Spain, Bankia group, Bankia loans, BBVA, Benjamin Hesse, Borja Mateo, borrower, Boston, Catalan party, Center for European Policy Studies, Central Bank of Ireland, Centre for European Policy Studies, Convergencia i Unio, corporate date, Correlation Risk, Daragh Quinn, developers, Double-Dip Recession, Edward Parker, EU, European banks, European Union, Evictions, Fidelity Investments, financial system, Fitch ratings, foreclosure defense, foreclosure offense, foreclosures, French banks, German banks, Germany, government, government bonds, Greece, Greek banks, Hollande, home prices, home-loan defaults, homeless shelter, housing bubble, housing market, housing prices, IMF, International Monetary Fund, international rescue, Ireland, Irish banks, Josep Duran i Lleida, Latin America, Madison Street Partners LLC, Madrid, market funding, Marshall Auerback, Miguel Angel Fernandez Ordonez, Moody's Investors Service, mortgage defaults, NAMA, National Asset Management Agency, Nicholas Spiro, Nomura International, Onda Cero, outraged populace, outside investors, Patrick Lee, Portugal, predatory lending, Prime Minister Mariano Rajoy, Rajoy Measures, RBC, Royal Bank of Canada, SAN, Santander, sovereign-credit risk, SPAIN, Spiro Sovereign Strategy, the rain in spain, The Truth About the Spanish Real Estate Market, toxic asets, Valencia-based group, Writedowns
Posted in Uncategorized |