What is clear to me is that nothing has changed except the government complicity in predatory lending practices is increasing despite the passage of Dodd Frank. A fact that keeps getting buried here is that Federal Law (Truth in Lending Act) puts the burden of determining affordability of an alleged loan product on the lender, […]

Tags: assumption of risk, CashCall, Dodd-Frank, foreclosure, lender, negotiable instrument, TRUTH
Posted in Uncategorized |

Having now personally participated in the “expedited” processes that are now invoked in many states, it has become apparent that they are all deficient. Citizens who find themselves in the court system are fast losing faith that it is a rubber stamping system if they are accused of anything, and an obstacle to justice if […]

Tags: assumption of risk, due process, EQUAL PROTECTION, foreclosure defenses, pick a payment loans, rocket docket, teaser loans, undue process
Posted in Corruption, evidence, expert witness, foreclosure defenses, foreclosure mill, Modification, Pleading, securities fraud, Servicer |

Featured Products and Services by The Garfield Firm NEW! 1/2 Day CLE Workshop for Paralegals and Lawyers with Neil Garfield: Building a case book for each client that saves time rather than takes time. NEW! 2nd Edition Paralegal-Attorney Workbook,Treatise & Practice Manual ——–>SEE TABLE OF CONTENTS: WHOSE LIEN IS IT ANYWAY TOC LivingLies Membership – […]

Tags: assumption of risk, bankruptcy remote vehicle, co-obligor pretender lenders, fraud, inflated appraisals, joint venture with pretender lender, predatory lending, pretender lender, slander of title
Posted in bubble, Corruption, Eviction, securities fraud |