The current talking points used by the Banks is that somehow the Trust can enforce the alleged loan even though it is the "investors" who own the loan. But that can only be true if the Trust owns the loan which it doesn't. And naming the "investors" as the creditor does nothing to clarify the situation --- especially when the…[...]

Continue Reading

Tags: creditor, debt, DEBTOR, disclosure, fraud, liability, Mortgage Loan Schedule, PSA, single transaction doctrine, step transaction doctrine, trust
Posted in Uncategorized |

By William Hudson Santa Cruz Takes a Stand Against Wall Street Banks Santa Cruz, California—a laid-back surfer community along the iconic Route 1—has become an unlikely leader in the fight against Wall Street misconduct. Unlike its wealth-driven neighbors to the north in Silicon Valley and to the south in Carmel, Santa Cruz has long valued lifestyle, natural beauty, and progressive…[...]

Continue Reading

Tags: boycott big banks, break the banks, foreclosure fraud, santa cruz foreclosure
Posted in Uncategorized |

                         WANTED! HELP FELLOW HOMEOWNERS FIND EFFECTIVE FORECLOSURE COUNSEL. [caption id="attachment_35724" align="alignnone" width="500"] ATTORNEYS-The Good, the Bad, and the Ugly![/caption] SHARE YOUR ATTORNEY EXPERIENCES WITH US! Dear LivingLies Readers, If you have had a good experience or good results with a foreclosure, bankruptcy or real estate attorney- we would like to know who represented you (or a friend). Please…[...]

Continue Reading

Posted in Uncategorized |

87 Years Later & What has Changed in America? If you have comments about this study please post in comments or email us your story at: info@lendinglies.com.  We will be compiling your comments and emails from this post and sending them to various agencies so they can understand the devastating psychological impact of Foreclosure on the American homeowner.  Please indicate…[...]

Continue Reading

Posted in Uncategorized |

[caption id="attachment_35602" align="aligncenter" width="392"]   The Best Clients land the Best Attorneys[/caption]   By William Hudson Due to the number of people in foreclosure, there is currently more demand than supply for competent attorneys who specialize in foreclosure defense. The most aggressive and successful attorneys now have the luxury of choosing the clients they decide to take-on. Therefore, it is…[...]

Continue Reading

Posted in Uncategorized |

[wpvideo z7fcY7e3] Listen Now as South Florida attorneys' James Randy Ackley of the Law Offices of James Randy Ackley, PA and Neil Garfield of The Garfield Firm discuss how adhesion contracts and unconscionability pertain to foreclosure.   A standard contract drafted by one party (usually a business with stronger bargaining power) and signed by the weaker party (usually a consumer…[...]

Continue Reading

Posted in Uncategorized |

Why Loan Assignments Without Real Transactions Are Void, Not Voidable Disclaimer: This article is for educational purposes only. It is not legal advice and should not be relied upon in any individual case. Always consult with a licensed attorney regarding your specific situation. The Core Issue: No Transaction, Nothing to Ratify Courts often assume that if there is an assignment…[...]

Continue Reading

Posted in Uncategorized |

http://www.latimes.com/business/la-fi-widow-foreclosures-20160601-snap-story.html By Andrew Khouri, LA Times A bill that would give California widows and widowers greater protections against foreclosure passed the state Senate on Wednesday. The proposal is geared at giving surviving spouses who own their home but are not on its mortgage note a better shot at obtaining a loan modification. Consumer groups say survivors – including those who inherit property…[...]

Continue Reading

Posted in Uncategorized |

[caption id="attachment_35460" align="alignnone" width="467"] The Neil Garfield Show Tonight! 6 pm EST[/caption] ——–THE FOLLOWING ARTICLE IS NOT A LEGAL OPINION UPON WHICH YOU CAN RELY IN ANY INDIVIDUAL CASE. HIRE A LAWYER——– Click in to tune in The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays By William Hudson Tonight Attorney James Randy Ackley returns to…[...]

Continue Reading

Posted in Uncategorized |

When BOA says it is a “Successor by merger” to Countrywide, it is no more true than Chase’s claims that it is the successor by merger to WAMU and no different than the false claims of OneWest as to IndyMac. In each instance there was a merger but in none of them were loans acquired because they had already been…[...]

Continue Reading

Tags: Bank of America, Chase, disclosure, foreclosure defense, foreclosure offense, fraud, INDYMAC, ne of them were lenders. None were creditors., OneWest, RED OAK MERGER CORP, securitization, WAMU
Posted in Uncategorized |