For more information please call 954-495-9867 or 520-405-1688. This is not a legal opinion on your case. Get a lawyer. =================================== It is no surprise that Judges are STILL trying to take the teeth out of TILA rescission. In one case in bankruptcy, the judge twists the court into knots avoiding the obvious ---- the debtor was right and the…[...]

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For further information please call 954-495-9867 or 520-405-1688. THIS IS NOT A LEGAL OPINION UPON WHICH ANYONE SHOULD RELY. CONSULT A LAWYER WHO IS LICENSED IN THE JURISDICTION IN WHICH YOUR PROPERTY IS LOCATED. ================================= Homeowners are encountering the same resistance and frustration they did when I started pushing rescission that the nuclear option. Lawyers, too busy or not willing…[...]

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Our legal history has many examples of enormous errors committed by the Courts that were obvious to some but justified by many. The result is usually mayhem. The cause is a bias toward some underlying fact that was untrue at the time. Some examples include  the infamous Dred Scott decision where the Supreme Court ruled that a black man is…[...]

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Tags: ARTICLE 3, ARTICLE 9, bias, foreclosure, Mortgage, negotiable paper, note, rescission, TILA, UCC
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Click in to tune in at The Neil Garfield Show Or call in at (347) 850-1260, 6pm Eastern Thursdays More than 24,000 people listen to the Neil Garfield Show. Maybe you should too. =============================== California Attorney Charles Marshall Returns for Talk on Rescission and Foreclosure Charles Marshall returns tonight to delve deeper into the non-judicial cancellation of loans (TILA Rescission).…[...]

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For more information please call 954-495-9867 or 520-405-1688. This is not a legal opinion on any case. Get a lawyer. ================================= see Parent Company Cannot Pretend the Subsidiary Doesn't Exist The devil is in the details. The article in the above link is by Brendan Sweeney. His point is that the existence of corporate entities may not be ignored. You…[...]

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Tags: HSBC, hsbc mortgage, legal entities, parent company, subsidiary
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It is always the cover-up that gets people in trouble for what they did. It's time for DOJ and law enforcement across the country to pursue crimes being committed hundreds of times per day in our court system and recording offices and in correspondence between a false servicer and a clueless homeowner who thinks they are bound by an illegal…[...]

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see Anh N. Tran, et al. v. Bank of New York COMMENTARY Mortgage Securitization and Lender's Ability to Foreclose_SRCH A fairly well written and well-reasoned article. But absent from the article is the fact that homeowners are not just asserting some technicality. If the Trust actually paid real money for a legally binding loan contract with an enforceable promissory note…[...]

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see http://www.housingwire.com/articles/35126-oakland-sues-wells-fargo-for-mortgage-discrimination My first suggestion was in 2007 that governmental units sue the big banks for what they were doing to their constituents and government budgets. Nobody was interested. They were all listening to Greenspan and Paulson saying that this was nothing and that it was contained. How do you warn people about the tidal wave when they have turned…[...]

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Tags: Oakland, Wells Fargo
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In Philadelphia, the City of Brotherly Love in the cradle of American Liberty, Pope Francis addressed our obsession with consumerism. 70% of our economy is driven by consumer purchases. Most of those purchases require the consumer to acquire more debt. I don't think there is any other way to interpret that except to say that the consumer cannot afford those…[...]

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For further information please call 954-495-9867 or 520-405-1688. This article is not a substitute for getting the advice I'm an attorney licensed in the jurisdiction in which your property is located. ========================== see http://www.ritholtz.com/blog/2013/03/jpm-wamu/ The banks are counting on the fact that the claims of securitization are so complex and convoluted that nobody will be able to state a claim…[...]

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Tags: FDIC, JPM CHASE, WAMU
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