Martha Coakley warned that Fannie and Freddie that they were about to be sued if they did not change their buyback policies. The current industry standard practice is to prevent former homeowners from regaining ownership or possession of their homes after foreclosure. Several nonprofit organizations and other entities have sought to provide relief not only to the homeowners but to…[...]

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We celebrate our 4,000th article with the publication of this Post. :) Thanks to all our devoted readers. --------------------------------------------------- Those who fail to remember the lessons of history are condemned to repeat it. That is a paraphrase of an oft quoted statement. We are seeing it now. But the subtext is usually ignored which of course means we are condemned…[...]

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Consult with a lawyer licensed in the jurisdiction of the dispute before deciding or acting upon anything on this blog. I was taken to task for one of my comments by a person who is extremely knowledgeable in the banking industry and with respect to mortgages. He was thrown off by appellate assertions that in certain states and in certain…[...]

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I recently received a specific request from an attorney in Massachusetts for litigation support there. He was interested, fascinated, but didn't know where to start. After responding to him I decided to publish my response here for the assistance of others. He was asking for case law, but I redirected him to start with preparing his strategy and narrative. There…[...]

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First of all I don't think Geithner caused the financial crisis. He certainly contributed to it but it probably would have happened even if he had not undercut Sheila Bair at every opportunity; and yes he should have listened to other people who were saying that the corruption on Wall Street had reached epic proportions. Second, I think that neither…[...]

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Tags: Barack Obama, George W Bush, GRETCHEN MORGENSON, Hank Paulson, JOE NOCERA, New York Times, Sheila Bair, Timothy F. Geithner
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I think you should win this one if you do it right. The banks fall right through the trap door on this one ---- they prove that there was probable cause to believe that they were a valid creditor on the note (UCC3) but not a valid enforcer under the deed of trust (mortgage) (UCC9). By alleging they are a…[...]

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Click in or phone in at The Neil Garfield Show Or call in at (347) 850-1260, 6pm EDT Thursdays Much has been written and spoken about the pattern of crises culminating in the catastrophe that has led, so far, to the displacement of 15,000,000 people from their homes, their jobs, and the lives they had built for themselves. We know…[...]

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It was only a matter of time before it became common knowledge. My guess is that tens of thousands of homeowners have successfully litigated their foreclosure cases only to come to a fork in the road where they must make a decision: (1) finish the case at trial or (2) accept an incredibly "generous" offer from the pretender lender. My…[...]

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Ghost of notary comes back from death and notarizes thousands of documents. Read all about it --- Dead Notary Signs After Death Besides the obvious fact that the notarization is defective there is a deeper question of why anyone would need to falsify documents if the loans were real. One can imagine a case or two where someone crosses the…[...]

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Posted in Corruption, evidence, expert witness, foreclosure defenses, foreclosure mill, Modification, Motions, Pleading, securities fraud, Servicer |

After years of writing about the AMGAR program, people are finally asking about this program. So here is a summary of the program. As usual I caution you against using my articles as the final word on any subject. Before you make any decisions about your loans, whether you are in foreclosure, collection or otherwise you should seek competent legal…[...]

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Tags: AMGAR, debt, foreclosure, homeowners, investors, Mortgage, note
Posted in Corruption, discovery, evidence, expert witness, foreclosure defenses, Modification, Pleading, securities fraud, Servicer |