SIX FORMER BOA EMPLOYEES TESTIFY THAT BOA MODIFICATION AND FORECLOSURE SPECIALISTS WERE PAID AND INSTRUCTED TO LIE TO HOMEOWNERS, PAID WITH GIFT CARDS IF THEY SUCCESSFULLY THREW THE HOMEOWNER INTO FORECLOSURE AND WERE DISCIPLINED OR FIRED IF THEY FAILED TO TURN OVER THE REQUESTS FOR MODIFICATION INTO THE RIGHT NUMBER OF FORECLOSURES. IF YOU WANT A MODIFICATION, YOU NEED A…[...]

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Tags: Bed bath and beyond Gift Cards, BOA, Danielle Kelley, Garfield, Gwaltney, Kelley and White (GGKW), lying, Michelle Conlin and Peter Rudegeair, modifications, perjury, Reuters, reviews, Target gift cards, U.S. Economy, World Economy
Posted in Corruption, Eviction, evidence, expert witness, securities fraud, Servicer |

13 Questions Before You Can Foreclose foreclosure_standards_42013 — this one works for sure If you are seeking legal representation or other services call our South Florida customer service number at 954-495-9867 and for the West coast the number remains 520-405-1688. In Northern Florida and the Panhandle call 850-765-1236. Customer service for the livinglies store with workbooks, services and analysis remains…[...]

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Tags: 14th circuit, Bank of America, Danielle Kelley, Florida, Garfield Gwaltney's Kelley and White, GGKW, modification, permanent modification, trial modification
Posted in Corruption, Eviction, securities fraud |

CHASE-WAMU MERGER CONSIDERED IN MICHIGAN COURT OF APPEALS AS NOT AN ASSIGNMENT.  BOA FORECLOSURE DISMISSED AND REMANDED FOR LACK OF STANDING. And next is an interesting favorable decision in the State of Michigan entered June 6, 2013 but not yet published. Sobh-v-Bof-A, Chase et al Bank of America was found to LACK STANDING to Foreclose. So far so good. But…[...]

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Tags: Amy Ronayne Krause, assignment, capacity to sue, Chase, Chase acquisition of WAMU loans, Cynthia Diane Stephens, Kurtis T. Wilder, merger agreement, Michigan, receiver, recording the assignment, standing, trustee in bankruptcy, WAMU
Posted in Corruption, Eviction, securities fraud |

I won't give specific comments publicly because I don't want to tip off the opposition to why this was done so well and how he elicited the testimony he wanted. And while many of us who are veteran litigators could point to possible other maneuvers, we are talking style more than substance. This is about as close as you are…[...]

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Posted in Uncategorized |

There is an old expression which I may have used on this site before says "you know that you are over the target when you start getting flack." In a variety of ways, we have uncovered a number of strategies being employed by the large banks on Wall Street directed at discrediting the discussion on this blog and making it…[...]

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Tags: banks, financial services, Gross Domestic Product, Livinglies, Spamming
Posted in Uncategorized |

Want to know why the blog is called "Living Lies"? Then read this: see affidavit.boa3.djk see also Memorandum to Certify Class: Editor's Note: This is where the banks are at their most vulnerable.. They have gone to great lengths to create the illusion that they were modifying loans or even willing to do so when in fact what they really…[...]

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Tags: affidavit, Bank of America, Danielle Kelley, HAMP, Ponzi scheme, systematic lying
Posted in Corruption, Eviction, securities fraud |

  "servicer may be considered a party in interest to commence legal action as long as the trustee joins or ratifies its action." ElstonLeetsdale LLC v CWCapital Asset Management LLC-1 This ought to be interesting. If Deutsch, or U.S. Bank, or Bank of New York, or any of the other "Trustees" join or ratify the action then they are asserting,…[...]

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Tags: ElstonLeetsdale LLC v CWCapital Asset Management LLC-1, free house, joinder, Judge Shack, ratification, trustee
Posted in Corruption, Eviction, securities fraud |

Amongst the cases I review and manage, the question was raised by one of the homeowners as to why I insisted on holding both the originator and subsequent intermediaries in the alleged securitization chain and/or table-funded loan where both the party alleging having (1) the capacity to sue see SEC Corroborates Livinglies Position on Third Party Payment While Texas BKR…[...]

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Tags: accounting rules, borrower, creditor, dismissal, dismissal with prejudice, false pretenses, financial accounting standards Board, illusion, promissory note, proof of loss, proof of payment, proof of sale, REMIC, sale of the loan, signature, table funded loan, trust, Truth in Lending Act, UNJUST ENRICHMENT
Posted in Corruption, Eviction, securities fraud |

Maybe this should have been divided into three articles: Saldivar: Texas BKR Judge finds Assignment Void not voidable. It never happened. Erobobo: NY Judge rules ownership of note is burden of the banks. Not standing but rather capacity to sue without injury. SEC Orders Credit Suisse to disgorge illegal profits back to investors. Principal balances of borrowers may be reduced.…[...]

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Tags: accounting for true balance due investors, assignments, BKR, capaicty to sue, credit default swaps, disgorgement of illegal profits, erobobo, insurance, IRC, New York LAw, PSA, REMIC, standing, Texas, VOID AB INITIO, void or voidable
Posted in Corruption, Eviction, securities fraud |

Why are our courts routinely accepting allegations and documents from foreclosing banks that they would summarily throw out if the same allegations and documents came from borrowers?  How can possession of an ALLONGE construed as ownership of the debt without any other evidence being presented? Why is the standard definition of "Allonge" ignored? IF THE COURT IS USING THE TERMS…[...]

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Tags: allonge, assignment, banking, credit bids, creditor, debt, endorsement, equal treatemnt for borrowers vs. institutions, finance, foreclosure, money, Mortgage, note
Posted in Corruption, Eviction, foreclosure mill, securities fraud |