I have long believed that the reason why Hillary Rodham Clinton became radioactive consisted of two things: first was the popularity of Ronald Reagan who hated a program that started with bipartisan consensus in 1971. It was called the Legal Services Corporation. The LSC was an obviously needed program to provide access to legal services to those who would otherwise…[...]

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The fact that a homeowner receives SOME money does not mean they received the benefit of the entire balance recited on the promissory note. Most likely they didn't receive the entire amount and in many cases they received no benefit whatsoever. Without retiring the old securitization infrastructure that includes false claiams of securization of debt, "refinancing" musually involves merely starting…[...]

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Homeowners do not win their cases because they proved the claim was false. They win their cases by preventing the lawyers from the foreclosure mill from putting on the required evidence to establish the claim. * Law is confusing because it is extremely obtuse at times, and it depends heavily on laws and rules of procedure that cannot be fully…[...]

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Whether you are fan of Occam's Razor or Sherlock Holmes, the conlusion is usually the same. And the corrolary is that people tend to pursue complex paths of investigation and challenges when the simple answer is the only thing that will help them. Like many people, I tend to overthink some issues. When people do that, they end up looking…[...]

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Hat tip to Wendy Allison Nora Even before I went to law school, when I was getting then called an "Advanced MBA"  I learned that notes are only pieces of paper. With the proper foundation, they could be evidence of something that is an agreement. * In law school, I didn't understand why the professor for the contracts class for…[...]

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In an article published by Rajesh Khanna, he absolutely understands and perfectly articulates the requirements of law concerning standing to bring a claim. But he does not understand and does not properly articulate the burden of proof or the burden of persuasion concerning that issue. Despite that deficiency, I recommend that both lawyers and pro se litigants read his article.…[...]

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I think the biggest mistake that trial lawyers and pro se litigants make is that they think their questions, especially those supported by forensic reviews, are sufficient to rebut the case. When the judges rule agasint the homeowner and for the foreclosure mill many people and lawyers think that the judge had a choice in doing that. That is mostly…[...]

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It is no surprise that Black Knight, previously known by other names including but far from limited to DOCX and Lender Processing Systems, is one fo the central control entities for the Wall Street investment banks in what is generally referred to as "securitization" schemes in which false claims are made regarding the securitization (sale) of unpaid loan accounts. Summer…[...]

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Multiple reports around the country have demonstrated that there is overwhelming evidence of corruption in the office that records instruments in the title chain of real property. * In a few rare interviews, the people who run such offices have complained that they are being forced to record documents that are actually outside of the chain of title. This is…[...]

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Hat tip to summer chic Echoing the questions issued by multiple judges when the mortgage meltdown became clear, the question I pose is the same as those posed by J udge Shack, Boyco and others back in 2007-2009: Why is it that the largest  financial conglmerates in existence continually invesst together in companies that aid theirrespective enterprises. They suppsoedly compete…[...]

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