For those seeking analytical services or legal representation call our customer service number 520-405-1688. Active duty law enforcement and people in are active duty military or foreign service qualify for discounted or free services. Major geographical areas covered by our attorneys are Florida, Georgia, California, Ohio, and Nevada. Jurisdictions include Federal Civil Court, Federal bankruptcy Court and state court proceedings,…[...]

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As we progress toward success on the foreclosure front (yes, I believe it is coming) my return to representing clients directly in Florida in addition to my expert witness testimony in other states, has brought me face to face with a torrent of inquiries about student loans. There are over $1  trillion in student loans and they are starting to…[...]

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The only problem I have with cases that find for either the borrower or the would-be forecloser is that they continue to put too much emphasis on "holder" and too little emphasis on "owner." The banks continue to use worthless paper assigned in blank.The paper was worthless because no financial transaction occurred. The paper talks about the transaction and raises…[...]

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For information on our services call our customer service number at 520-405-1688. Services include legal representation in Florida, Nevada, Ohio, California and other states. Neil Garfield is a member of the Florida Bar. Readers should consult with an attorney licensed in the jurisdiction in which their property is located before deciding or acting upon anything seen on this blog. -------------…[...]

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The Perils of Payoff On the road again: I met a fellow on the Red Coach from Tallahassee to Fort Lauderdale who is pursuing a case that proves the central point of this blog: Whether you are selling, refinancing, Short-Selling, or otherwise paying off your supposed loan balance, the institution that receives the payoff (a) has no right to the…[...]

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CHECK OUT OUR EXTENDED DECEMBER SPECIAL! What’s the Next Step? Consult with Neil Garfield For assistance with presenting a case for wrongful foreclosure, please call 520-405-1688, customer service, who will put you in touch with an attorney in the states of Florida, Tennessee, Georgia, California, Ohio, and Nevada. (NOTE: Chapter 11 may be easier than you think). If there really…[...]

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"Furthermore, evidence of the DocX forgery and fabrication process could be used to reach even higher. Who directly solicited the company for fake documents? The foreclosure mill law firms, which then knowingly submitted them into courts. Who directed the foreclosure mills to do that? The mortgage servicers, which are typically units of the biggest banks. Furthermore, there’s no reason to ever request the “entire collateral…[...]

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CHECK OUT OUR EXTENDED DECEMBER SPECIAL! What’s the Next Step? Consult with Neil Garfield For assistance with presenting a case for wrongful foreclosure, please call 520-405-1688, customer service, who will put you in touch with an attorney in the states of Florida, Tennessee, Georgia, California, Ohio, and Nevada. (NOTE: Chapter 11 may be easier than you think). Editor's Note: It…[...]

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We were amazed with the number of Birthday wishes I received this week. It was a nice pick me up for me. I send all of you best wishes and faith that this year, like last year will be better to borrowers than the year before.[...]

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CHECK OUT OUR EXTENDED DECEMBER SPECIAL! "The true transaction is the one where investors gave money to borrowers and the borrowers agreed to pay it back either under the terms of the note, the terms of the bond or some combination of the two. That loan is NOT secured but was intended to be secured by both the actual lender…[...]

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