There are tons of ways of tripping the Banks in their pursuit of free houses through "foreclosure." one of those ways is through challenging the rejection of the borrower's proposal for modification. When it comes to U.S. Bank virtually nothing they say is true. When a bank says it fulfilled its obligation under HAMP to "consider" the proposal, most of…[...]

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Tags: dismissal, New York, U.S. Bank
Posted in Eviction, evidence, foreclosure mill, Modification, Servicer |

INVESTORS READ CAREFULLY IF YOU BOUGHT MORTGAGE BONDS DURING THE MELTDOWN As for the Borrower, we have the obligation, then the note supposedly evidence of the obligation, and then the mortgage which pledges the home as collateral for faithful performance as per the terms of the note. As for the investor/lenders we also have a mortgage bond, supposedly backed by…[...]

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Tags: BOND, borrowers, clearinghouse, common law obligation, lenders, managed funds, modification, Mortgage, note, REMIC, securitization
Posted in bubble, Corruption, Eviction, securities fraud |

Employment incentive keeps focus on going back to building, selling homes and home loans. It is like picking up a penny instead of a pound. Jobs were lost because while Bush was in office the economy went into a nose dive and his administration decided to kick the problem down to the next administration. Obama could and should have done…[...]

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Posted in bubble, Corruption, Eviction, securities fraud |

If you are looking for legal representation in South Florida, Neil has established an office there again after 30 years of practice in Broward County. Please call 520-405-1688 for more information. Editor's Comment and Analysis: In theory, the writer is correct in the article below. Chip Parker located in Jacksonville, sounds like someone I would associate with because he understands…[...]

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Tags: bankruptcy, foreclosure defense, Jacksonville
Posted in bubble, Corruption, Eviction, securities fraud |

If you are looking for legal representation in S Florida, please call 520-405-1688 where Neil has established an office again after 30 years of practicing trial law in S. Florida. Editor's Note: For those who have given, up, moved on and don't want to fight about it, the $2,000 check they are about to receive is like found money. But…[...]

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Tags: Ally/GMAC, Bank of America, bank settlement, Broward, Citi, Coral Springs, Dade County, Deerfield Beach, Fort Lauderdale, JPMorgan Chase, legal representation in S. Florida, MIami, National Mortgage Settlement Administrator, Palm Beach, South Florida Foreclosures, Wells Fargo
Posted in bubble, Corruption, Eviction, securities fraud |

For Legal Representation in South Florida call 520-405-1688. Neil Garfield has established an office there again, where he practiced for 30 years. Editor's Notes: With the increase of over 37% over last year, S. Florida is becoming a hotbed of foreclosure activity just as some "old" foreclosure areas are rising and a lot of new areas are suddenly experiencing a…[...]

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Tags: Deny and Discover, Distressed Asset Investments, Florida, Foreclosure defense south florida, foreclosures, Fort Lauderdale, MIami, Multifamily, Palm Beach, Residential, South Florida Foreclosures, Southeast
Posted in bubble, Corruption, Eviction, securities fraud |

California Homeowner Bill of Rights W. Scott Shepard The California Homeowner Bill of Rights, which the California Senate and Assembly enacted on July 2, 2012, was very recently signed into law by the Governor on July 12, 2012 (“The Act”).  These new foreclosure laws will not go into effect until January 1, 2013[1].  The Act resulted from the continuing residential foreclosure…[...]

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Tags: California Homeowner Bill of Rights
Posted in bubble, Corruption, Eviction, securities fraud |

GET A CONSULT WITH NEIL GARFIELD DENY AND DISCOVER!! INTERROGATORIES: FOLLOWING THE MONEY PLEASE!!! CONSULT WITH ATTORNEY LICENSED IN YOUR JURISDICTION OR THE JURISDICTION IN WHICH THE PROPERTY IS LOCATED BEFORE YOU ACT ON ANYTHING ON THIS BLOG. These need to tweaked to fit your case, but they are a decent first step at getting to the truth: Interrogatories: Please…[...]

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Tags: Deny and Discover, interrogatories
Posted in bubble, Corruption, Eviction, securities fraud |

GET A CONSULT WITH NEIL GARFIELD Here is an example of one of the procedural dirty tricks that these firms play and they say they "made a mistake" and apologize when they are caught, but it a threat to a hearing that you have already won, lurking so that you are not prepared to argue against what they try to…[...]

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Tags: Dirty Tricks, foreclosure mills, motion for summary judgment
Posted in bubble, Corruption, Eviction, securities fraud |

CLICK HERE FOR CONSULTATION WITH NEIL “We can account for small to reasonable increases in values,” Mr. McKinnon said. “We cannot account for $20,000 jumps in a month.” Editor's Comment: An amazing quote from someone who obviously is NOW stressing the fundamental elements of an appraisal, especially where there is a loan involved. During the meltdown $20,000 price jumps were…[...]

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Tags: Appraisal, appraisal fraud, loan to value, LTV, National Association of realtors
Posted in bubble, Corruption, Eviction, securities fraud |