EDITOR’S NOTE: this is why I am encouraging attorneys to take cases involving foreclosure, even if the foreclosure itself is problematic. The FDCPA federal counterpart essentially states the same rules. These cases allow for damages and recovery of attorney fees that might aid in the cost of protracted litigation by a pretender lender. Most […]

Tags: business relationship, categorically, cell, cellular phones, collect a debt, collection, communicate, consumer, Debt Collection, emergency calls, exempt, exempted, exemption, express consent, factual allegations, foreclose, foreclosure, foreclosure action, landline, Mortgage, notice, phone, pre-suit, prerecorded, security interest, servicer, solicitations, telephone, telephone-solicitation
Posted in Corruption, Motions, Pleading, Servicer |

BANK OF AMERICA TAKES ANOTHER HIT: BANKS MISLEAD BORROWERS WHEN THEY INSTRUCT THEM TO STOP MAKING PAYMENTS AND REFUSE PAYMENTS If you are seeking legal representation or other services call our Florida customer service number at 954-495-9867 and for the West coast the number remains 520-405-1688. Customer service for the livinglies store with workbooks, services […]

Tags: borrower, breach of contract, breached, cause of action, citations omitted, collection, consumer, contract claim, contractual, default, estoppel, factual allegations, FEDERAL DISTRICT COURT, force and effect, foreclose, foreclosure, guaranteed, indebtedness, lender, manual, misrepresentation, mitigation, modification, Mortgage, notice, quotation, RANSON V BANK OF AMERICA, reinstatement, servicer, special relationship, thereunder, VETERANS, West Virginia
Posted in bubble, Corruption, Eviction, securities fraud |

Hat tip to Darrell Neilander and Charles Cox for bringing this one to my attention. Editor’s Comment: In a twisted display of circular reasoning and reverse logic, the 9th Circuit has issued an opinion that attacks the precise foundation of the Truth in Lending Act. Go to any seminar on TILA and the first thing […]

Tags: administrative convenience, assignee, bailee, consumer, correspondence, covenant, district court, entities, fail to respond, failure to respond, fair dealing, foreclosure, good faith, Mortgage, nominal, obligor, sentence
Posted in bubble, Corruption, Eviction, securities fraud |

Using the voluminous amount of feedback to Livinglies.wordpress.com, some observations about the words you use in litigation and in your correspondence, QWR and DVL might well be of some assistance. CREDITOR: It seems that using the word creditor has much more power than lender, pretender lender or even holder in due course. I’ve been told […]

Tags: agent, conduit, consumer, creditor, holder in due course, lender, MBS, pool, Power of Attorney, pretender lender, REMIC, SPV, trust, trustee
Posted in bubble, Corruption, Eviction, securities fraud |

McClatchy Washington Bureau Posted on Sun, Jun. 08, 2008 Credit crisis expands, hitting all kinds of consumer loans Kevin G. Hall | McClatchy Newspapers last updated: June 08, 2008 08:39:12 PM WASHINGTON — The credit crisis triggered by bad home loans is spreading to other areas, forcing banks to tighten credit and probably extending the […]

Tags: consumer, credit, securitization
Posted in Eviction |

Mortgage Meltdown: Get Out of Jail Free Card from Paulson In the usual way of floating trial balloons before committing to anything, and without the whole hearted support from any of the many entities and people who have a dog in this fight, Paulson is “outlining” the proposal for “subprime relief.” All information points to […]

Tags: consumer, debt, Krugman, meltdown, Mortgage, Paulson, subprime
Posted in Corruption, securities fraud |