EDITOR’S NOTE: this is why I am encouraging attorneys to take cases involving foreclosure, even if the foreclosure itself is problematic. The FDCPA federal counterpart essentially states the same rules. These cases allow for damages and recovery of attorney fees that might aid in the cost of protracted litigation by a pretender lender. Most […]

Tags: business relationship, categorically, cell, cellular phones, collect a debt, collection, communicate, consumer, Debt Collection, emergency calls, exempt, exempted, exemption, express consent, factual allegations, foreclose, foreclosure, foreclosure action, landline, Mortgage, notice, phone, pre-suit, prerecorded, security interest, servicer, solicitations, telephone, telephone-solicitation
Posted in Corruption, Motions, Pleading, Servicer |

BANK OF AMERICA TAKES ANOTHER HIT: BANKS MISLEAD BORROWERS WHEN THEY INSTRUCT THEM TO STOP MAKING PAYMENTS AND REFUSE PAYMENTS If you are seeking legal representation or other services call our Florida customer service number at 954-495-9867 and for the West coast the number remains 520-405-1688. Customer service for the livinglies store with workbooks, services […]

Tags: borrower, breach of contract, breached, cause of action, citations omitted, collection, consumer, contract claim, contractual, default, estoppel, factual allegations, FEDERAL DISTRICT COURT, force and effect, foreclose, foreclosure, guaranteed, indebtedness, lender, manual, misrepresentation, mitigation, modification, Mortgage, notice, quotation, RANSON V BANK OF AMERICA, reinstatement, servicer, special relationship, thereunder, VETERANS, West Virginia
Posted in bubble, Corruption, Eviction, securities fraud |

OPINION APPLIES TO BOTH JUDICIAL AND NON-JUDICIAL STATES CHECK OUT OUR EXTENDED DECEMBER SPECIAL! What’s the Next Step? Consult with Neil Garfield For assistance with presenting a case for wrongful foreclosure, please call 520-405-1688, customer service, who will put you in touch with an attorney in the states of Florida, Tennessee, Georgia, California, Ohio, and […]

Tags: 6th Circuit Court of Appeals, collection, Connecticut, default, FDCPA, foreclosures, name of creditor, Ohio Law, proof of loss, redemption rights
Posted in bubble, Corruption, Eviction, securities fraud |

ALLONGES, ASSIGNMENTS AND INDORSEMENTS Excerpt from 2nd Edition Attorney Workbook, Treatise and Practice Manual AND Subject Matters to be Covered in July Workshop ALLONGE: An allonge is variously defined by different courts and sources. But the one thing they all have in common is that it is a very specific type of writing whose validity […]

Tags: allonge, assignment, collection, deadbeats, economic recovery, endorsement, EU, false debt, foreclosure, indorsement, inflated property values, investors, mortgage debt, recording offices, recovery, suicide hotline, unemployment, Wall Street
Posted in bubble, Corruption, Eviction, securities fraud |

Featured Products and Services by The Garfield Firm NEW! 2nd Edition Attorney Workbook,Treatise & Practice Manual LivingLies Membership – Get Discounts and Free Access to Experts For Customer Service call 1-520-405-1688 Editor’s Comment: The figures keep coming in while the words keep coming out the mouths of bankers and realtors. The figures don’t match the […]

Tags: ARIZONA, Atlanta, Bakersfield, bank bailouts, CALIFORNIA, Citi, Coldwell Banker, collection, deadbeats, economic policy, economic recovery, EU, false debt, Florida, foreclosure, French aristocrats, Fresno, GEORGIA, handout, housing recovery, ICELAND, inflated property values, investors, Las Vegas, median home value, Michael B Sauter, Modesto, mortgage debt, negative equity, Nevada, Orlando, Phoenix, POLITICS, realtors, recording offices, recovery, Reno, Stockton, subsidies, suicide hotline, Svenja Gudell, underwater, unemployment, Vallejo, Visalia, Wall Street, zillow
Posted in Uncategorized |

Editor’s Note: You see they have no shame. If they can get money they are going after it only this time the ones going after deficiency judgments and collections are usually not even the original people who foreclosed. This is why you MUST fight it, file motions to set aside for fraud, petition for bankruptcy […]

Tags: Bloomberg, collection, deficiency, Florida, Kathleen Howley, sham
Posted in bubble, Corruption, Eviction, securities fraud |

NOW AVAILABLE ON AMAZON KINDLE! THE PHONE RINGS. YOUR NERVES ARE JANGLED. YOU KNOW YOU ARE “LATE” IN YOUR PAYMENTS. PROBABLY ANOTHER COLLECTION CALL. FEAR COURSES THROUGH YOUR VEINS LIKE ACID TOGETHER WITH A RISING TIDE OF EMBARRASSMENT. SO HERE IS WHAT I HAVE TO SAY ABOUT THAT. First of all if you look up […]

Tags: collection, debt validation, Fed, FTC, illegal collection practices, OTC, Pressler, qualified written request, treble damages, usury, walk away strategy
Posted in bubble, Corruption, Eviction, securities fraud |