In the ongoing struggle to save homes from foreclosure, homeowners often find themselves backed into a corner, feeling as if they're facing an unstoppable force. The clock is ticking, the auction date is looming, and desperation sets in. But, what many don’t realize is that there are powerful tools available to fight back, even in the eleventh hour. One such…[...]

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When we go to court to defend an illegal foreclosure, we’re often trying to figure out who really has the right to get paid back the loan. This is important because you should only have to pay the person or company that actually lent you the money in the first place. In mortgage court cases involving foreclosures, Banks have been…[...]

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How to Reopen Discovery on a Dead Case: A Strategic Approach to Wrongful Foreclosure In the early days of the foreclosure crisis, as far back as 2008, lawyers representing homeowners were scoring victories against the banks, particularly for violations of the Real Estate Settlement Procedures Act (RESPA) and the Fair Debt Collection Practices Act (FDCPA). However, as the banks tightened…[...]

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We just keep winning cases. It takes time and careful planning as well as skillful crafting of legal arguments and even then it sometimes takes an appeal to reverse a bad lower court decision. The hard truth is that Foreclosure defenses based on Quiet Title actions, Wrongful foreclosure and lack of standing are difficult, time consuming and costly; just not…[...]

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Hey there, homeowner! If you’re here, it’s likely you’re worried about foreclosure and want to know how long you can postpone it. Let me tell you upfront: you’re not alone. Many homeowners face this challenge, and understanding your options is the first step to taking control of the situation. It’s our mission here at Livinglies.me to stop foreclosures so you’ve…[...]

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In the complex world of mortgage and foreclosure proceedings, the use of names can be more about creating an appearance than representing genuine legal entities. Terms like "bankruptcy remote," "liability remote," and "reality remote" are often employed to shield transactions from legal scrutiny, without any actual legal person or entity standing behind them. For anyone who has signed a mortgage…[...]

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What Is a Real Estate Mortgage Investment Conduit Why Legan Standing Matters and How MERS Fits In Disclaimer: This article is for educational purposes only. It is not legal advice. Consult with a licensed attorney in your jurisdiction before acting on anything contained herein. What Is Legal Standing? Legal standing refers to the right of a party to bring a lawsuit in court. In foreclosure, this means the…[...]

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EMERGENCY HEARING REQUEST Case #2013-CA-012542-O This order based upon an emergency motion prepared by Richard Kalinoski esq. with assistance from Anthony Varrone J.D., highlights the creative and unique benefits of our Foreclosure Litigation experience. The sale of clients home was scheduled to be foreclosed upon in Florida on June 4th of this year. In the case before the court there…[...]

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Exposing the Fraud in Foreclosure: How LivingLies.me Can Help You Fight Back How to Fight Foreclosure: Behind the scenes of foreclosure, there's a maze of lies and complexity. The real story of mortgage transactions is often hidden under layers of financial trickery called securitization. Let’s break it down and see how the big banks use this system to commit fraud…[...]

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Non judicial Sale stopped by Temporary Restraining order For our readers hearing about fraud in a foreclosure sale is nothing new. Now the nation is learning about how emboldened some are to commit fraud upon the court through the highly publicized attempt to seize one of America’s national treasures, Graceland in Memphis.  The fraud, outlined in a CNN report and…[...]

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