Attorney examining foreclosure case documents The Core of the “Rent-A-Charter” Scheme Anyone familiar with organized crime knows its survival depends on paying people to “take the heat.” Investment banks institutionalized this concept through illegal Rent-A-Charter schemes, which appear legitimate but collapse under scrutiny. Researcher Bill Paatalo has shown how Rent-A-Charter is used in two distinct ways: Securitization schemes Foreclosure schemes Though often conflated, these are…[...]

Continue Reading

LEARN HOW TO FIGHT WITH HONOR AND WIN! The argument between well intentioned people over "evidence" stems mostly from an erroneous understanding of the legal definition of the word "evidence." Evidence is not simply information. Evidence is any document, exhibit or testimony that is admitted by a judge into the court record as being probative of the truth of a…[...]

Continue Reading

LEARN HOW TO FIGHT WITH HONOR AND WIN! Stop assuming there was any loan account receivable to pay off. see https://www.justice.gov/usao-edny/pr/long-island-man-pleads-guilty-mortgage-fraud-scheme Dear SDNY: You probably got the wrong guy. He can't be guilty of stealing anything if there was no victim. You portray the victims as homeowners. They indeed were victims but not the victims of this defendant. They were…[...]

Continue Reading

LEARN HOW TO FIGHT WITH HONOR AND WIN! For review, here were the questions: https://livinglies.me/2021/09/08/2-challenge-free-attendance-at-9-29-21-cle-lawyers-webinar-to-the-first-lawyer-or-homeowner-who-correctly-answers-the-question/ QUESTIONS: How many different entities named in the assignment could claim ownership of the mortgage lien? Which one has the highest likelihood of establishing the right to foreclose? In a foreclosure, which of the entities named in the assignment, if any, will likely receive the…[...]

Continue Reading

LEARN HOW TO FIGHT WITH HONOR AND WIN! It seems like from the beginning of time most people understood that there was something intrinsically wrong with borrowing and lending, especially if it extended for more than seven years. There is complete agreement on that in both the Old Testament and the New Testament. *  It is obvious that writers from…[...]

Continue Reading

Thursdays LIVE! Click into the WEST COAST Neil Garfield Show with Charles Marshall and Bill Paatalo Or call in at (347) 850-1260, 6pm Eastern Thursdays Licensed Private Investigator Bill Paatalo in a Blog post from just yesterday Sep. 8, highlights the case of mortgage servicer New Residential Investment Corp (New Rez), using trusts to enforce their mortgage servicing rights --- since so…[...]

Continue Reading

LEARN HOW TO FIGHT WITH HONOR AND WIN! Despite any suggestion of a cutoff date of September 8, 2021, the early bird registration extends to 9/22/21. Pick that option even if you are on some landing page that says that the discount for early registration ends earlier. The payment system will accept your early registration anyway.[...]

Continue Reading

Here is the "word problem" A document has been recorded bearing the title "Assignment of Mortgage." The assignee is identified as "U.S. Bank, not on its own behalf but as trustee for the CWABS, Inc. Pass-through Trust Series 2006-A1C, on behalf of the holders of CWABS, Inc. Pass-through Trust Series 2006-A1C Certificates." Assume that value has been received by the…[...]

Continue Reading

LEARN HOW TO FIGHT WITH HONOR AND WIN! The absence of investigative journalism into the details of claimed securitization results in entirely misleading reporting. News reports now regularly contain gross exaggerations and misrepresentations leading to a "general consensus" that is both ignorant and completely erroneous. see https://asreport.americanbanker.com/news/jp-morgan-offers-about-1-6-billion-in-rmbs J.P. Morgan Mortgage Trust 2021-11 is preparing to come to market with its…[...]

Continue Reading

LEARN HOW TO FIGHT WITH HONOR AND WIN! At 3:12 AM Kelly E. posted the following: Answer: who does the Servicer represent, I.e: who is the alleged mortgagee and what authority does alleged servicer have to represent? Once a party name is supplied, send a Qualified written request with more specific questions. Kelly will get a free pass to the…[...]

Continue Reading