THIS IS FROM REUBEN NIEVES. IT IS A GOOD PIECE OF WORK AND HE WANTS COMMENTS AND CONTRIBUTIONS. HE HAS A FINELY MADE POINT HERE AND IT IS SELF-EXPLANATORY. I have always said that the power of sale raises constitutional questions --- namely, that no  person should be deprived of life, liberty or property without due process of law. The…[...]

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Tags: 14th Amendment and Due Process, due process, foreclosure, power of sale, rueben nieves, slavery
Posted in bubble, Corruption, Eviction, evidence, expert witness, foreclosure mill, Modification, Motions, Pleading, securities fraud, Servicer |

There are good business models and bad business models.  It is not automatically true that a large scale operation is running after the money rather than service for you, but be sure to check out their references. Many if not most of  these scam operations are being chased off the market with full support of the banking industry. It seems…[...]

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EDITOR'S NOTE: AS MY LAUNCH POINT I AM USING THE FOLLOWING COMMENT POSTED TO THIS BLOG. I'M NOT SURE WHO ACTUALLY ORIGINATED MOST OF THE ORIGINAL LANGUAGE FOUND BELOW BUT WHOEVER IT WAS, THEY KNOW WHAT THEY ARE TALKING ABOUT. Almost everything done during this mortgage fraud was accomplished through the use of electronic media. MERS is simply an electronic…[...]

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Tags: data, database, electronic discovery, email, evidence, ftp, MERS, metadata, server, spoliation
Posted in bubble, Corruption, Eviction, evidence, expert witness, foreclosure mill, Modification, Motions, Pleading, Servicer |

EDITOR'S COMMENT: Here is an interesting comment from Scott Baker --- someone who "has no dog in the race." They paid off their mortgage. The point here is that Lenders knew exactly who their customer was, but the borrowers never did. In a "free" marketplace, this choice was taken out of the hands of the borrowers by concealing the real…[...]

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Editor's Comment: THIS IS WHY EVERYONE SHOULD BE ALARMED AT THE FAILURE OF THE COURTS AND GOVERNMENT AGENCIES TO GIVE THE STOLEN PURSE BACK TO INVESTORS AND BORROWERS. EVEN IF YOU ARE NOT UPSIDE DOWN, EVEN IF YOU DON'T HAVE A PREDATORY LOAN YOUR HOME, YOUR LIFE AND THE ECONOMIC HEALTH OF YOUR SOCIETY IS CRUMBLING UNDER THE WEIGHT OF…[...]

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EDITOR'S NOTE: Lest people think I invented this whole field of law just because I'm loudest about it, here is a post from Max Gardner, who only a few days after I started this blog had already figured out everything I had figured out and was already doing something about it. Max Gardner’s Top Reasons for Wanting a Pooling Servicing…[...]

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Tags: discovery, Master Servicer, MAX GARDNER, Pooling and Servicing Agreement, PSA, trust
Posted in bubble, Corruption, Eviction, evidence, expert witness, foreclosure mill, Modification, Pleading, securities fraud, Servicer |

EDITOR'S NOTE: Today's editorial in the New York Times mirrors the outlook of most Americans. It's time to pass some new rules. I agree but I think that puts the emphasis on the wrong place. Most of these "new rules" were already in the old rules. They were not enforced. So the first new rule I would propose is "let's…[...]

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The Quote of the day in the New York Times reflects the main sentiment: to most people the economic recovery doesn't look real. REALITY is what I've been seeking from government, the marketplace and the judicial system, but we just can't seem to get it. They want a housing recovery but there is no plan in place to increase median…[...]

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I AM INCREASING IMPRESSED BY THE QUALITY OF WRITING AND THOUGHT OF OUR READERS. HERE'S ONE FROM RUEBEN NIEVES 2010/08/21 at 10:26 am August 21st, 2010 Dear John Q Public I am concerned over the massive amounts of foreclosures that have plagued this nation, robbed homeowners of their equity and their homes by the predatory lending practices of the banks.…[...]

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I had occasion to respond to an inquiry and after reading it i thought this might help a few people on a number of levels. So here it is: -------- August 20, 2010 by Neil F Garfield HI there!. I received an inquiry that was forwarded to me about your "title review." Since this has gone through several different people,…[...]

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