Winning Takes Many Forms We get asked all the time: What counts as a win in a foreclosure lawsuit? For our clients, a win means keeping their home or holding fraudulent lenders accountable. Wins may look different from case to case, but every one matters. If a pretend lender dismisses their foreclosure case, that’s a win. If a sale date…[...]

Continue Reading

Tags: anatomy of a foreclosure lawsuit, foreclosure defense, foreclosures
Posted in evidence, foreclosure defenses, Uncategorized |

Understanding the Role of Notarized Documents in Foreclosure Defense When it comes to foreclosure defense, one critical area of focus is the validity of notarized documents. Homeowners facing foreclosure often encounter documents that appear official and binding simply because they bear a notary’s seal. However, not all notarized documents are created equal. In fact, many documents used in foreclosure cases…[...]

Continue Reading

Posted in discovery, expert witness, Fabrication of documents |

When a homeowner faces an unlawful detainer (eviction) judgment in California, the immediate concern is often: “How can I delay the sheriff’s lockout and gain more time?” The California Code of Civil Procedure (CCP) §918 provides a potential lifeline for individuals who are dealing with extreme financial or personal hardships. However, like most legal tools, it’s effective only when used…[...]

Continue Reading

Tags: foreclosure defense
Posted in Eviction, foreclosure defenses |

Are you facing foreclosure? When the bank comes knocking, threatening to take your home, it can feel like the end of the world. But let me tell you this: foreclosure is not the end of the road. Homeowners have rights. What are the best ways to stop a foreclosure? Let’s break it down in plain English. Step 1: Know Your…[...]

Continue Reading

Tags: foreclosure, foreclosure defense, foreclosure offense
Posted in foreclosure defenses, legal standing |

When it comes to foreclosure cases, many courts automatically treat the plaintiff—the party bringing the foreclosure—as a "holder in due course," even though no one specifically asks them to do that. But this isn’t always the correct legal standard. Especially when you know the law and Uniform Commercial Code 3-302 One of our favorite areas of Foreclosure Defense here at…[...]

Continue Reading

Tags: foreclosure, foreclosure defense, foreclosures
Posted in Uncategorized |

Unveil the truth behind trustee roles in foreclosure and how U.S. Bank's own brochure is a bombshell revelation with Living Lies. The Illusion of Trustee Power When foreclosure documents list U.S. Bank, Deutsche Bank, or Bank of New York Mellon as trustees, homeowners often assume these institutions are directly managing their loans. But recently, an internal U.S. Bank brochure surfaced,…[...]

Continue Reading

Tags: foreclosure defense
Posted in Corruption, securities fraud |

In the ongoing struggle to save homes from foreclosure, homeowners often find themselves backed into a corner, feeling as if they're facing an unstoppable force. The clock is ticking, the auction date is looming, and desperation sets in. But, what many don’t realize is that there are powerful tools available to fight back, even in the eleventh hour. One such…[...]

Continue Reading

Tags: Bankruptcy automatic stay, foreclosure defense
Posted in Uncategorized |

When we go to court to defend an illegal foreclosure, we’re often trying to figure out who really has the right to get paid back the loan. This is important because you should only have to pay the person or company that actually lent you the money in the first place. In mortgage court cases involving foreclosures, Banks have been…[...]

Continue Reading

Tags: lance denha esq.
Posted in Corruption, securities fraud |

How to Reopen Discovery on a Dead Case: A Strategic Approach to Wrongful Foreclosure In the early days of the foreclosure crisis, as far back as 2008, lawyers representing homeowners were scoring victories against the banks, particularly for violations of the Real Estate Settlement Procedures Act (RESPA) and the Fair Debt Collection Practices Act (FDCPA). However, as the banks tightened…[...]

Continue Reading

Tags: anatomy of a foreclosure lawsuit, foreclosure defense, foreclosure offense, NEIL GARFIELD, wrongful foreclosure, Wrongful Foreclosure Case
Posted in Uncategorized |

We just keep winning cases. It takes time and careful planning as well as skillful crafting of legal arguments and even then it sometimes takes an appeal to reverse a bad lower court decision. The hard truth is that Foreclosure defenses based on Quiet Title actions, Wrongful foreclosure and lack of standing are difficult, time consuming and costly; just not…[...]

Continue Reading

Tags: foreclosure defense, foreclosure offense, securitization
Posted in Uncategorized |